409 E Main St, Xenia, OH 45385 Property Records

Greene County property record for 409 E Main St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1900
Owner	Company Name on Record
Last Sale	$20,000 (Apr 2021)
Tax Bill	$561 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0111.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0111.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	684 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Old Style
Exterior Material	Brick
Construction Type	Brick
Lot Dimensions	100 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	409 E MAIN ST
City	XENIA
State	OH
Zip	45385-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARTERS W SD PT 31'X100' LOT 9 409 E MAIN ST
Legal Subdivision	CHARTERS
Legal Lot Number	9 409
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5027
Census Tract	240600

Owner

Source: Greene County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3189 PRINCETON RD, FAIRFIELD TOWNSHIP, OH 45011-5338
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage RENTAL READY FUNDING LLC
Apr 13, 2021	Warranty Deed, Transfer FIRST OHIO TITLE INSURANCE
Mar 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2021008813
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	409 E MAIN ST, XENIA, OH 45385-3222
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011582
Date	May 12, 2021
Instrument	2021011582

Lender

Name	RENTAL READY FUNDING LLC
Type	Non-Lending Institution
Address	HAMILTON, OH 45011

Agreement

Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 13, 2021
Property Address	409 E MAIN ST, XENIA, OH 45385-3222
Document Number	0000008813
Map Reference	MB 1 PG 153
Instrument Date	Mar 18, 2021
Instrument	2021008813
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 PRINCETON RD # 298, 298, FAIRFIELD TOWNSHIP, OH 45011-5338

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Mar 24, 2021
Property Address	409 E MAIN ST, XENIA, OH 45385-3222
Document Number	0000006981
Map Reference	MB 1 PG 153
Instrument Date	Feb 12, 2021
Instrument	2021006981
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 STABLEHAND DR, DAYTON, OH 45458-9743

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$561.00 (+1.81%)	$12,890 (-) Land $900 Building $11,990
2024	$551.00 (-1.78%)	$12,890 (-) Land $900 Building $11,990
2023	$561.00 (+33.57%)	$12,890 (+41.34%) Land $900 Building $11,990	$36,810 (+41.36%) Land $2,560 Building $34,250
2022	$420.00	$9,120 Land $820 Building $8,300
2020			$26,040 Land $2,330 Building $23,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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