Jessamine County property record for 409 E Main St, Wilmore, KY 40390 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2023) |
| Tax Bill | $2,617 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-10-23-002.00 |
| Primary APN | 024-10-23-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Basement Area | 1,240 sqft |
| Finished Basement | 1,240 sqft |
| Exterior Material | Wood |
|---|---|
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Total Buildings | 2 Buildings |
| Street Address | 409 E MAIN ST |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 60401 |
Source: Jessamine County records · APN 024-10-23-002.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 E MAIN ST, WILMORE, KY 40390-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Deed Document Number | 451445 |
| Deed Book / Page | D857 / 886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Apr 11, 2023 |
| Property Address | 409 E MAIN ST, WILMORE, KY 40390-1336 |
| Document Number | 0000451445 |
| Book / Page | D857 / 886 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 451445 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 CHURCH ST, NICHOLASVILLE, KY 40356-8660 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 E MAIN ST, WILMORE, KY 40390-1336 |
| Document Number | 0000451446 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 451446 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Jessamine County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,617.00 (+213.41%) | $250,000 (+1%) Land $30,000 Building $220,000 | $250,000 (+1%) Land $30,000 Building $220,000 |
| 2023 | $835.00 Homeowner's exemption | $125,000 Land $25,000 Building $100,000 | $125,000 Land $25,000 Building $100,000 |
Source: FEMA National Flood Hazard Layer, Jessamine County (21113C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211130604012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures