409 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 409 E Main St, Richmond, KY 40475

Property Summary

Property TypeCommercial
Lot Size1.82 acres (79,671 sqft)
Owner2 Company Names on Record
Tax Bill$43,378 (2025)
Flood ZoneZone X (minimal risk)
APNR009-0011-0101

Property Details

APN / Parcel Number

Primary APNR009-0011-0101
Alternative APNs
  • 117891
  • 80939
  • 47302

Exterior

Lot Area79,671 sqft (1.82 acres)

Location & Zoning

Account Number47302
Street Address409 E MAIN ST
CityRICHMOND
StateKY
Zip40475-1630
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPARCEL A
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2017
Census Tract10400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 1610, COCKEYSVILLE, MD 21030-7610
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2015
Deed SaleJan 30, 2015
Deed Document Number0000712447
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,378.00 (-2.78%) Additional exemption filed$4,600,000 (-)$4,600,000 (-)
2023$44,620.00 (+43.31%)$4,600,000 (+43.75%)$4,600,000 (+43.75%)
2022$31,136.00$3,200,000$3,200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

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