409 E Main St, Palmyra, PA 17078 Property Records

Lebanon County property record for 409 E Main St, Palmyra, PA 17078

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,760 sqft · built 1910
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Mar 2007)
Tax Bill	$3,380 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2291770-357997-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2291770-357997-0000`
Alternative APN	`38014636`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,760 sqft Total Area
Basement Area	663 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Vinyl
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	409 E MAIN ST
City	PALMYRA
State	PA
Zip	17078-1830
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CONTROL #38014636
Jurisdiction	LEBANON PA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1053
Census Tract	3901

Owner

Source: Lebanon County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 E WALNUT ST, PALMYRA, PA 17078-2843
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDEAL MTG GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2007 · Amount on Record
Deed Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	20075203
Deed Book / Page	2096 / 969
Prior Transfer Date	Aug 7, 2006
Prior Transfer Doc	0020856271
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	409 E MAIN ST, PALMYRA, PA 17078-1830
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 E WALNUT ST, PALMYRA, PA 17078-2843

Mortgage

Document Number	0000011219
Date	Sep 17, 2025
Book Page	2358/5527
Instrument	202511219

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	409 E MAIN ST, PALMYRA, PA 17078-1830
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 EWAINUT ST, PALMYRA, PA 17078

Mortgage

Document Number	0000011036
Date	Oct 3, 2023
Book Page	2333/4290
Instrument	202311036

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	409 E MAIN ST, PALMYRA, PA 17078-1830
Document Number	0000013143
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MAIN ST PALMYRA PA 170781830, PALMYRA, PA 17078-1830

Mortgage

Document Number	0000013143
Date	Sep 29, 2020
Book Page	002283/000907
Instrument	13143

Lender

Name	IDEAL MTG GROUP
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 28, 2035

Tax Assessment & Valuation

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
Municipality	Palmyra Borough
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,380.00 (+14.65%)	$116,800 (-) Land $24,800 Building $92,000
2024	$2,948.00	$116,800 Land $24,800 Building $92,000
2013			$119,917 Land $25,462 Building $94,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PA.net, Upward Broadband.

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