Cumberland County and Millville City property record for 409 E Main St, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,249 sqft · built 1860 |
| Lot Size | 0.169 acres (7,379 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,995 (May 2026) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-003000 |
| Primary APN | 1-003000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,249 sqft Living Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Construction Type | Frame |
| Lot Area | 7,379 sqft (0.169 acres) |
| Lot Dimensions | 180 ft deep x 41 ft wide |
| Garage Type | Attached |
| Account Number | 1-003000 |
|---|---|
| Street Address | 409 E MAIN ST |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-5355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 469 |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 30200 |
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E MAIN ST, MILLVILLE, NJ 08332-5355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage COMMERCIAL LENDER LLC |
| May 1, 2026 | Deed, Transfer · VA Mortgage ALLIED MORTGAGE GROUP INC |
| Oct 4, 2022 | Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2022 · Amount on Record |
| Deed Document Number | 2026738217 |
| Deed Book / Page | 4284 / 8757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 409 E MAIN ST, MILLVILLE, NJ 08332-5355 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000672144 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 4242/179 |
| Instrument | 672144 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PO BOX 3801, VERNON, CT 06066 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | May 1, 2026 |
| Property Address | 409 E MAIN ST, MILLVILLE, NJ 08332-5355 |
| Document Number | 0000738217 |
| Book / Page | 4284 / 8757 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.738217 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | MAI ABSTRACT, MBA ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,745.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 E MAIN ST, MILLVILLE, NJ 08332-5355 |
| Document Number | 0000738218, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.738218 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Oct 4, 2022 |
| Property Address | 409 E MAIN ST, MILLVILLE, NJ 08332-5355 |
| Document Number | 0000658054 |
| Book / Page | 4233 / 3132 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 658054 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 S WHITE PIKE, AUDUBON, NJ 08106 |
| Investor | Possibly a Property Investor |
| Document Number | 0000658055 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 658055 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2023 |
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,600 (-) Land $17,100 Building $56,500 | $73,600 (-) Land $17,100 Building $56,500 | |
| 2025 | $2,985.00 (+3.32%) | $73,600 (-) Land $17,100 Building $56,500 | $73,600 (-) Land $17,100 Building $56,500 |
| 2024 | $2,889.00 (+3.55%) | ||
| 2023 | $73,600 Land $17,100 Building $56,500 | $73,600 Land $17,100 Building $56,500 | |
| 2022 | $2,790.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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