409 E Main St, Dundee, FL 33838 Property Records

Polk County property record for 409 E Main St, Dundee, FL 33838 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	24,616 sqft (0.565 acres)
Last Sale	$58,000 (2021)
Tax Bill	$1,015.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-28-28-847010-000051`
Alternative APNs	`282827847010000051` `82827000`

Exterior

Lot Area	24,616 sqft (0.565 acres)
Depth X Width	212 ft x 100 ft Depth x Width

Location & Zoning

Street Address	409 E MAIN ST
City	DUNDEE
State	FL
Zip	33838-4221
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	FLA HIGHLANDS CO SUB OR LAKE RUTH VILLA LOTS PB 1 PG 87 LOT 5 W1/2
Legal Range	27E
Legal Township	28S
Legal Section	28
Legal Subdivision	FLA HIGHLANDS COMPANY SUBDIVISION OR LAK
Legal Tract	847010
Legal Block	2
Legal Lot Number	5
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	2
Census Block	2019
Census Tract	14131

Owner

Source: Polk County records · APN 27-28-28-847010-000051

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4051 BARBARA AVE, HAINES CITY, FL 33844-7724
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Doc Number	2021183751
Deed Book / Page	11804 / 1003
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2021
Property Address	409 E MAIN ST, DUNDEE, FL 33838-4221
Document Number	0000183751
Book / Page	11804 / 1003
Map Reference	MB 1 PG 87
Instrument Date	Jul 12, 2021
Instrument	2021183751
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2402 E HINSON AVE, HAINES CITY, FL 33844-4945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 BARBARA AVE, HAINES CITY, FL 33844-7724

Mortgage

Document Number	0118041004
Date	Jul 15, 2021
Instrument	11804/1004

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+3.26%)	$50,740 (+2.38%) Land $50,740	$50,740 (+2.38%) Land $50,740
2023	$983.00 (+11.33%)	$49,560 (+2%) Land $49,560	$49,560 (+2%) Land $49,560
2022	$883.00	$41,300 Land $41,300	$41,300 Land $41,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.