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409 E Lucille Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 409 E Lucille Ln, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1973
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Oct 2011)
Tax Bill$7,611 (2025)
Deeds & MortgagesMar 2022 Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 58.20-4-6

Property Details

APN / Parcel Number

Primary APN422800 58.20-4-6
Alternative APN
  • 280005802000040060000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage TypeMixed
Garage Area940 sqft
Parking Spaces4 Parking Spaces
PorchPatio
Porch Area225 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address409 E LUCILLE LN
CitySCHENECTADY
StateNY
Zip12306-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G2,BF,OG,TLSH,ENCPT MASULLO EST #5 - 111 7.-512-4
Legal SubdivisionLUCILLE LANE
Legal Block4
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.20-4-6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2022Deed of Trust, Mortgage
STATE EMPLOYEES FCU
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Sep 30, 2020Loan Modification, Mortgage · Conventional Mortgage
SEFCU
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Oct 04, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2011 · Amount on Record
Deed SaleOct 12, 2011 · Amount on Record
Prior SaleJul 30, 2004 · Amount on Record
Deed Document Number201141259
Deed Book / Page1845 / 271
Last Transfer DateOct 03, 2019
Transfer Doc0000044699
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanySEFCU RETAIL LOAN SERVICING

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815

Mortgage

Document Number0000011787
DateMar 07, 2022
Book Page5207/241
Instrument202211787
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
Document Number0000033328
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedNov 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E LUCILLE LN SCHENECTADY NY 123061815, SCHENECTADY, NY 12306-1815

Mortgage

Document Number0000033328
DateOct 26, 2020
Book Page005033/000498
Instrument33328
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 25, 2035

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
Document Number0000033330
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E LUCILLE LN SCHENECTADY NY 123061815, SCHENECTADY, NY 12306-1815

Mortgage

Document Number0000033330
DateOct 26, 2020
Book Page005033/000510
Instrument33330
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 25, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
Document Number0000053402
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E LUCILLE LN SCHENECTADY NY 123061815, SCHENECTADY, NY 12306-1815

Mortgage

Document Number0000053402
DateNov 26, 2019
Book Page004956/000464
Instrument53402
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 25, 2024

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 04, 2019
Property Address409 E LUCILLE LN, SCHENECTADY, NY 12306-1815
Document Number0000044699
Book / Page002021 / 000288
Instrument DateOct 03, 2019
Instrument44699
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 E LUCILLE LN SCHENECTADY NY 123061815, SCHENECTADY, NY 12306-1815

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,611.00$189,800 (-) Land $14,400 Building $175,400$292,000 (+16.92%) Land $22,154 Building $269,846
2023$189,800 Land $14,400 Building $175,400$249,737 Land $18,947 Building $230,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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