409 E Locust Ln, Nampa, ID 83686 Property Records

Canyon County property record for 409 E Locust Ln, Nampa, ID 83686

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 2024
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$312,550 (Mar 2025)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2944901000`

Property Details

APN / Parcel Number

Primary APN	`R2944901000`
Alternative APNs	`02N02W102572` `29449010 0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,946 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2944901000
Street Address	409 E LOCUST LN
City	NAMPA
State	ID
Zip	83686-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	10-2N-2W NW TX 03371 NENW
Legal Range	2W
Legal Township	2N
Legal Section	10
Legal Quarter	NW
Jurisdiction	CANYON ID
Township / Civil Division	NAMPA
Census Block Group	4
Census Block	4003
Census Tract	20904

Owner

409 E Locust Ln is owned and occupied by two individuals who bought it in March 2025.

Source: Canyon County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 E LOCUST LN, NAMPA, ID 83686-8415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Feb 2, 2024
Deed Document Number	202510317
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	409 E LOCUST LN, NAMPA, ID 83686-8415
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16635 IDAHO CENTER BLVD D301, D301, NAMPA, ID 83687-5172

Mortgage

Document Number	0000023191
Date	Jul 3, 2025
Instrument	2025-023191

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2055

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	409 E LOCUST LN, NAMPA, ID 83686-8415
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16635 IDAHO CENTER BLVD D301, D301, NAMPA, ID 83687-5172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010318
Date	Mar 28, 2025
Instrument	2025-010318

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CANYON ID
Recording Date	Apr 10, 2020
Property Address	E LOCUST LN, NAMPA, ID 83686
Document Number	0000019389
Instrument Date	Apr 9, 2020
Instrument	19389
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16641 CARDINAL LOOP NAMPA ID 836878480, NAMPA, ID 83687-8480

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CANYON ID
Recording Date	Apr 10, 2020
Property Address	E LOCUST LN, NAMPA, ID 83686
Document Number	0000019391
Instrument Date	Apr 9, 2020
Instrument	19391
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16641 CARDINAL LOOP NAMPA ID 836878480, NAMPA, ID 83687-8480

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Locust Ln was $1,772.

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Unified School District	Nampa School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,100 (-1.87%) Land $169,800 Building $396,300	$566,100 (-1.87%) Land $169,800 Building $396,300
2025	$1,772.00	$576,900 Land $169,800 Building $407,100	$576,900 Land $169,800 Building $407,100
2023	$744.00	$169,800 Land $169,800	$169,800 Land $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Locust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Locust Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAMPA serves 100,200 people · EPA ID ID3140080
Water Source	Groundwater
Last State Inspection	May 2022
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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