409 E Lincoln Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 409 E Lincoln Ave, Onarga, IL 60955

Property Summary

Property TypeSingle Family Home
Lot Size0.319 acres (13,929 sqft)
Owner2 Individual Names on Record
Tax Bill$2,727 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN23 19 277 004

Property Details

APN / Parcel Number

Primary APN23 19 277 004

Exterior

Lot Area13,929 sqft (0.319 acres)

Location & Zoning

Street Address409 E LINCOLN AVE
CityONARGA
StateIL
Zip60955-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNSENDS ADD LT 5
Legal SubdivisionTOWNSENDS ADD
Legal Lot Number5
JurisdictionIROQUOIS IL
Township / Civil DivisionONARGA
Census Block Group3
Census Block3082
Census Tract950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 E LINCOLN AVE, ONARGA, IL 60955-1314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address409 E LINCOLN AVE, ONARGA, IL 60955-1314
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00024R1286
DateApr 26, 2024
Instrument24R1286
Lender
NameFEDERATED BANK
TypeBank
AddressONARGA, IL 60955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 18, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionOnarga Township
MunicipalityOnarga Village
Unified School DistrictIroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,727.00 (+43.98%)$42,870 (+26.61%) Land $6,790 Building $36,080$128,610 (+26.61%) Land $20,370 Building $108,240
2022$1,894.00 Homeowner's exemption Senior Citizen's exemption$33,860 Land $5,360 Building $28,500$101,580 Land $16,080 Building $85,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONARGA
serves 1,409 people · EPA ID IL0750700
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.4 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Nextlink, Verizon, Watch TV.

Nearby Properties on E Lincoln Ave

Nearby Streets

Search Property Records by Address or Parcel Number