Madison County property record for 409 E Lake St, Summitville, IN 46070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,676 sqft · built 1975 |
| Lot Size | 0.939 acres (40,903 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $625 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0017-1-015 |
| Primary APN | 16-0017-1-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 40,903 sqft (0.939 acres) |
| Porch | Porch |
| Porch Area | 278 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001354764 |
|---|---|
| Street Address | 409 E LAKE ST |
| City | SUMMITVILLE |
| State | IN |
| Zip | 46070-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E PT NE 1.0000ACRES STR: 29228 SECTION: PLAT: 00 IN: OUT: |
| Jurisdiction | MADISON IN |
| Township / Civil Division | VAN BUREN |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10100 |
409 E Lake St is owned and occupied by an individual who acquired it in January 2006.
Source: Madison County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E LAKE ST, SUMMITVILLE, IN 46070-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Jun 8, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 18, 2006 |
| Transfer Doc | 2006002759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 409 E LAKE ST, SUMMITVILLE, IN 46070-9725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018R03461 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018R03461 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 409 E LAKE ST, SUMMITVILLE, IN 46070-9725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020R07798 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020R07798 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 409 E Lake St was $625 with a homeowner's exemption, down 2.3% from the year before.
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Van Buren Township |
| Unified School District | Madison-Grant United School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $625.00 (-2.34%) Homeowner's exemption | $105,300 Land $12,900 Building $92,400 | $105,300 Land $12,900 Building $92,400 |
| 2024 | $640.00 | ||
| 2023 | $91,500 (+0.66%) Land $12,100 Building $79,400 | $91,500 (+0.66%) Land $12,100 Building $79,400 | |
| 2022 | $584.00 | $90,900 Land $11,500 Building $79,400 | $90,900 Land $11,500 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Lake St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 E Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - SUMMITVILLE private · serves 1,078 people · EPA ID IN5248010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Xfinity.
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