Davis County property record for 409 E Jefferson St, Bloomfield, IA 52537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,836 sqft · built 1922 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Nov 2007) |
| Tax Bill | $3,386 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01009780 |
| Primary APN | 01009780 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 409 E JEFFERSON ST |
|---|---|
| City | BLOOMFIELD |
| State | IA |
| Zip | 52537-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN LOT 8 BLOCK 15 & S 1/2 ALLEY |
| Legal Subdivision | BLOOMFIELD |
| Legal Block | 15 |
| Legal Lot Number | 8 |
| Jurisdiction | DAVIS IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 80100 |
Source: Davis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU |
| Jul 29, 2013 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY 1ST CU |
| Sep 15, 2009 | Deed of Trust, Mortgage JEANN RYSDAM |
| Nov 14, 2007 | Legal Action/Court Order, Foreclosure · ARM COMMUNITY 1ST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2007 · Amount on Record |
| Deed Sale | Nov 14, 2007 · Amount on Record |
| Deed Document Number | 20071652 |
| Deed Book / Page | 140 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020221404 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022-1404 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020131068 |
|---|---|
| Date | Jul 29, 2013 |
| Instrument | 2013 1068 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Non-Lending Institution |
| Address | OTTUMWA, IA 52501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00154/0759 |
|---|---|
| Date | Sep 15, 2009 |
| Book Page | 0154/0759 |
| Instrument | 2009-1088 |
| Name | JEANN RYSDAM |
|---|---|
| Address | BLOOMFIELD, IA 52537 |
| Amount | Amount Recorded |
|---|---|
| Term | 108 Months |
| Due | Sep 1, 2018 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | DAVIS IA |
| Recording Date | Nov 14, 2007 |
| Property Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Document Number | 000140/487 |
| Book / Page | 140 / 487 |
| Instrument Date | Nov 8, 2007 |
| Instrument | 2007 1652 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 E JEFFERSON ST, BLOOMFIELD, IA 52537-1643 |
| Document Number | 0020071653 |
|---|---|
| Date | Nov 14, 2007 |
| Instrument | 2007 1653 |
| Name | COMMUNITY 1ST CU |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2014 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Davis County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Davis County |
| Municipality | Bloomfield City |
| Unified School District | Davis County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,450 (-) Land $9,950 Building $159,500 | $169,450 (-) Land $9,950 Building $159,500 | |
| 2025 | $3,386.00 (+0.12%) Homeowner's exemption | $169,450 (+8.82%) Land $9,950 Building $159,500 | $169,450 (+8.82%) Land $9,950 Building $159,500 |
| 2024 | $3,382.00 (-0.06%) | ||
| 2023 | $155,720 (+8.99%) Land $9,950 Building $145,770 | $155,720 (+8.99%) Land $9,950 Building $145,770 | |
| 2022 | $3,384.00 Homeowner's exemption | $142,870 Land $9,950 Building $132,920 | |
| 2021 | $142,870 Land $9,950 Building $132,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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