409 E Hines St, Midland, MI 48640 Property Records

Midland County property record for 409 E Hines St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 693 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Feb 2023)
Tax Bill	$2,046 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-16-30-160`

Property Details

APN / Parcel Number

Primary APN	`14-16-30-160`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	693 sqft Living Area
1st Floor Area	693 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 E HINES ST
City	MIDLAND
State	MI
Zip	48640-5348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	BEG AT N COR OF LOT 7 BLK 4 CAMERONS ADD. SE 60 FT, SW 120 FT, NW 60 FT, NE 120 FT TO BEG
Legal Subdivision	CAMERONS ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1016
Census Tract	290100

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E HINES ST, MIDLAND, MI 48640-5348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jul 23, 2015 · Amount on Record
Deed Book / Page	1663 / 185
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	00001661/8
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 22, 2023
Property Address	409 E HINES ST, MIDLAND, MI 48640-5348
Document Number	001663/185
Book / Page	1663 / 185
Map Reference	LB A PG 19
Instrument Date	Jan 25, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 DAVIS DR, SAGINAW, MI 48602-1947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 RODD ST, MIDLAND, MI 48640-4403

Mortgage

Document Number	0001663186
Date	Feb 22, 2023
Instrument	1663/186

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Oct 26, 2022
Property Address	409 E HINES ST, MIDLAND, MI 48640-5348
Document Number	00001661/8
Book / Page	1661 / 8
Map Reference	LB A PG 19
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E HINES ST, 409, MIDLAND, MI 48640-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E HINES ST, MIDLAND, MI 48640-5348

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,400	$114,800
2024	$2,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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