409 E Higham St, Saint Johns, MI 48879 Property Records

Clinton County property record for 409 E Higham St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,644 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2025)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Jun 2006 Line of Credit Jul 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`300-000-029-009-00`

Property Details

APN / Parcel Number

Primary APN	`300-000-029-009-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 82.5 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	456 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 E HIGHAM ST
City	SAINT JOHNS
State	MI
Zip	48879-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T7N R2W, CITY OF ST JOHNS, ORIGINAL PLAT BLK 29, E 1/2 OF LOTS 9 & 10
Legal Subdivision	ORIGINAL CITY OF ST JOHNS
Legal Block	29
Legal Lot Number	9-10
Legal Unit	7
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2016
Census Tract	10801

Owner

Source: Clinton County records · APN 300-000-029-009-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2006	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 09, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 09, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 19, 2009	Other, Transfer WARRANTY TITLE AGENCY LLC
Aug 04, 2008	Quit Claim Deed, Foreclosure Quitclaim
Jul 22, 2008	Sheriff's Deed, Foreclosure
Jul 19, 2006	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Dec 09, 2019 · Amount on Record
Deed Document Number	20255355973
Prior Transfer Date	Jul 23, 2008
Prior Transfer Doc	0005133930
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005102208
Date	Jun 27, 2006
Instrument	5102208

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 22, 2025
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005355973
Instrument Date	Jul 18, 2025
Instrument	5355973
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1104 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005355943
Date	Jul 22, 2025
Instrument	5355943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 09, 2019
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	5287023
Instrument Date	Nov 19, 2019
Instrument	5287023
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11112 INDIAN LEGENDS DR APT 201, 11112, LOUISVILLE, KY 40241-5427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S MEAD ST, SAINT JOHNS, MI 48879-1923

Mortgage

Document Number	5287024
Date	Dec 09, 2019
Instrument	5287024

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 09, 2019
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005287023
Instrument Date	Nov 19, 2019
Instrument	5287023
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11112 INDIAN LEGENDS DR APT 201, 201, LOUISVILLE, KY 40241-5427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S MEAD ST, SAINT JOHNS, MI 48879-1923

Mortgage

Document Number	0005287024
Date	Dec 09, 2019
Instrument	5287024

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 23, 2018
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	5270524
Instrument Date	Aug 13, 2018
Instrument	5270524
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 AUDUBON RD, 18, WAYLAND, MA 01778-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 ALMAHURST TRL # 6, 6, FLORENCE, KY 41042-7359

Mortgage

Document Number	5270525
Date	Aug 23, 2018
Instrument	5270525

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 23, 2018
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005270524
Instrument Date	Aug 13, 2018
Instrument	5270524
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 AUDUBON RD, WAYLAND, MA 01778-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 ALMAHURST TRL # 6, 6, FLORENCE, KY 41042-7359

Mortgage

Document Number	0005270525
Date	Aug 23, 2018
Instrument	5270525

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

August 2009: Other, Transfer

Document Type	Other
Jurisdiction	CLINTON MI
Recording Date	Aug 19, 2009
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005147881
Instrument Date	Aug 10, 2009
Instrument	5147881
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	WARRANTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605

August 2008: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 04, 2008
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005133930
Instrument Date	Jul 23, 2008
Instrument	5133930
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 CORPORATE DR, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 S WACKER DR, CHICAGO, IL 60606-4614
Investor	Possibly a Property Investor

July 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 22, 2008
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005133509
Instrument Date	Jul 10, 2008
Instrument	5133509
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR, PLANO, TX 75024-4100

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 19, 2006
Property Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605
Document Number	0005103296
Instrument Date	Jul 14, 2006
Instrument	5103296
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E HIGHAM ST, SAINT JOHNS, MI 48879-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 SUGAR MAPLE DR, TRAVERSE CITY, MI 49685-8736

Mortgage

Document Number	0005103297
Date	Jul 19, 2006
Instrument	5103297

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (+6.06%) Land $14,300 Building $90,700	$210,000 (+6.06%) Land $28,600 Building $181,400
2025	$1,847.00 (-36.92%) Homeowner's exemption	$99,000 (+15.25%) Land $13,000 Building $86,000	$198,000 (+15.25%) Land $26,000 Building $172,000
2024	$2,928.00 (+11.12%)
2023	$2,635.00 Homeowner's exemption	$85,900	$171,800
2022	$2,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Chapin Communications, CMS Internet, DayStarr, KEPS Technologies, Point Broadband Fiber Holding, Verizon.

Based on FCC filings for 496 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ST. JOHNS serves 7,896 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.