Gallatin County property record for 409 E High St, Warsaw, KY 41095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft |
| Lot Size | 1.33 acres (58,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Sep 2017) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13B-01-01 |
| Primary APN | 13B-01-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 480 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 58,240 sqft (1.33 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 5576-1 |
|---|---|
| Street Address | 409 E HIGH ST |
| City | WARSAW |
| State | KY |
| Zip | 41095-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1.337 ACRES & HOUSE |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960103 |
Source: Gallatin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 661, WARSAW, KY 41095-0661 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Document Number | 201771118 |
| Deed Book / Page | 125 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Sep 19, 2017 |
| Property Address | 409 E HIGH ST, WARSAW, KY 41095-2079 |
| Document Number | 00D125/193 |
| Book / Page | D125 / 193 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 71118 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 46, WARSAW, KY 41095-0046 |
| Name | Verified Name |
|---|---|
| Address | 409 E HIGH ST, WARSAW, KY 41095-2079 |
| Document Number | 000M230213 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | M230/213 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Gallatin County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Municipality | Warsaw City |
| Unified School District | Gallatin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $63,250 Building $136,750 | $200,000 (-) Land $63,250 Building $136,750 | |
| 2025 | $2,124.00 (-0.93%) | $200,000 (-) Land $63,250 Building $136,750 | $200,000 (-) Land $63,250 Building $136,750 |
| 2023 | $2,144.00 | $200,000 Land $63,250 Building $136,750 | $200,000 Land $63,250 Building $136,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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