Genesee County property record for 409 E High St, Fenton, MI 48430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1870 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,217 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-36-556-030 |
| Primary APN | 53-36-556-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 736 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,538 sqft (0.196 acres) |
| Lot Dimensions | 120 ft deep x 71 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 E HIGH ST |
|---|---|
| City | FENTON |
| State | MI |
| Zip | 48430-2962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | E 11 FT OF LOT 11 BLK 3 & LOT 12 BLK 3 WAKEMANS ADDITION (89) |
| Legal Subdivision | WAKEMANS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 11-12 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FENTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 13206 |
409 E High St is owned and occupied by an individual.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E HIGH ST, FENTON, MI 48430-2962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 409 E HIGH ST, FENTON, MI 48430-2962 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 E HIGH ST, FENTON, MI 48430-2962 |
| Document Number | 0000027908 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202512220027908 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 409 E HIGH ST, FENTON, MI 48430-2962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000864 |
|---|---|
| Date | Jan 3, 2021 |
| Instrument | 202101030000864 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 409 E High St was $2,217, up 2.6% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Fenton City |
| Unified School District | Fenton Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,200 (-1.12%) | $212,400 (-1.12%) | |
| 2025 | $2,217.00 (+2.59%) Homeowner's exemption | $107,400 | $214,800 |
| 2024 | $2,161.00 | ||
| 2023 | $87,800 | $175,600 | |
| 2019 | $1,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 E High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FENTON serves 11,746 people · EPA ID MI0002270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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