409 E Hanover St, New Baden, IL 62265 Property Records

Clinton County property record for 409 E Hanover St, New Baden, IL 62265

Property Summary

Property Type	Commercial
Details	3,672 sqft · built 1973
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on File
Last Sale	$1,600,000 (May 2022)
Tax Bill	$15,982 (2025)
Deeds & Mortgages	May 2022 Sale Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-18-225-008`

Property Details

APN / Parcel Number

Primary APN	`11-10-18-225-008`

Interior

Building Area	3,672 sqft Total Area
1st Floor Area	3,672 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Concrete
Lot Area	27,878 sqft (0.64 acres)
Lot Depth	140 ft Depth
Canopy	1,152 sqft

Location & Zoning

Street Address	409 E HANOVER ST
City	NEW BADEN
State	IL
Zip	62265-1903
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	51
Legal Description	SUBDIVISION MARTIN HEINZMANN'S LOT 3 -4-5 & 6
Legal Subdivision	MARTIN HEINZMANNS
Legal Lot Number	3-6
Jurisdiction	CLINTON IL
Township / Civil Division	LOOKING GLASS
Census Block Group	3
Census Block	3004
Census Tract	900602

Owner

409 E Hanover St, a commercial property, is owned by a company that bought it in May 2022.

Source: Clinton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	721 W MAIN ST, BELLEVILLE, IL 62220-1514
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer
Jan 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BRADFORD NATL BANK GREENVILLE
Nov 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage BRADFORD NATL BANK GREENVILLE
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit BRADFORD NAT'L BK/GREENVILLE
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit BRADFORD NAT'L BK/GREENVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Deed Document Number	20222354
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	May 11, 2022
Property Address	409 E HANOVER ST, NEW BADEN, IL 62265-1903
Document Number	0000002354
Map Reference	MB B PG 130
Instrument Date	May 10, 2022
Instrument	2022R02354
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7680 STATE ROUTE 161, 7680, GERMANTOWN, IL 62245-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 W MAIN ST, BELLEVILLE, IL 62220-1514

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	409 E HANOVER ST, NEW BADEN, IL 62265-1903
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000276
Date	Jan 19, 2022
Instrument	2022R00276

Lender

Name	BRADFORD NATL BANK GREENVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	409 E HANOVER ST, NEW BADEN, IL 62265-1903
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007504
Date	Nov 24, 2021
Instrument	2021R07504

Lender

Name	BRADFORD NATL BANK GREENVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	409 E HANOVER ST, NEW BADEN, IL 62265-1903
Document Number	0000004932
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7680 STATE HWY 161 GERMANTOWN IL 62245, GERMANTOWN, IL 62245

Mortgage

Document Number	0000004932
Date	Nov 7, 2019
Instrument	4932

Lender

Name	BRADFORD NAT'L BK/GREENVILLE
Type	Bank
Address	GREENVILLE, IL 62246

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	409 E HANOVER ST, NEW BADEN, IL 62265-1903
Document Number	0000003807
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7680 STATE HWY 161 GERMANTOWN IL 62245, GERMANTOWN, IL 62245

Mortgage

Document Number	0000003807
Date	Sep 3, 2019
Instrument	3807

Lender

Name	BRADFORD NAT'L BK/GREENVILLE
Type	Bank
Address	GREENVILLE, IL 62246

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Hanover St was $15,982, up 17.7% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Looking Glass Township
Municipality	New Baden Village
Unified School District	Wesclin Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,982.00 (+17.74%)	$211,640 Land $48,550 Building $163,090	$634,920 Land $145,650 Building $489,270
2024	$13,574.00
2022	$10,414.00 (+1.92%)	$135,940 (+3%) Land $40,760 Building $95,180	$407,820 (+3%) Land $122,280 Building $285,540
2021	$10,218.00	$131,980 Land $39,570 Building $92,410	$395,940 Land $118,710 Building $277,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 E Hanover St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 E Hanover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BADEN serves 4,178 people · EPA ID IL0274700
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Feb 2026
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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