409 E Gulf Dr, #5, Sanibel, FL 33957 Property Records

Lee County property record for 409 E Gulf Dr, #5, Sanibel, FL 33957

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 511 sqft · built 1968
Lot Size0.145 acres (6,315 sqft)
OwnerIndividual Name on File
Tax Bill$364 (2025)
Flood ZoneZone AE (high risk)
APN20-46-23-T3-02300.0050

Property Details

APN / Parcel Number

Primary APN20-46-23-T3-02300.0050
Alternative APNs
  • 232046T3023000050
  • 10126085

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area511 sqft Living Area
1st Floor Area511 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCondo/Apartment
Lot Area6,315 sqft (0.145 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area82 sqft

Location & Zoning

Account Number10126085
Street Address409 E GULF DR, 5
CitySANIBEL
StateFL
Zip33957-7201
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE COLONNADES CONDOMINIUM OR 464 PG 376 APT 5
Legal Range23E
Legal Township46S
Legal Section20
Legal SubdivisionTHE COLONNADES CONDOMINIUM
Legal TractT3
Legal Block1
Legal Lot Number5
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1003
Census Tract80202

Owner

409 E Gulf Dr, #5, a condominium, is owned by an individual.

Source: Lee County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address222 CARILLON DR, MADISON, WI 53705-4617
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Gulf Dr, #5 was $364.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,094 (+628.77%) Building $179,094$179,094 (+628.77%) Building $179,094
2025$364.00$24,575 Building $24,575$24,575 Building $24,575
2023$404.00 (-86.78%)$26,950 (-89%) Building $26,950$26,950 (-89%) Building $26,950
2022$3,056.00$245,036 Building $245,036$245,036 Building $245,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Gulf Dr, #5 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Gulf Dr, #5 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on E Gulf Dr

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