409 E Gulf Dr, #19, Sanibel, FL 33957 Property Records

Lee County property record for 409 E Gulf Dr, #19, Sanibel, FL 33957

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 511 sqft · built 1968
Lot Size0.145 acres (6,315 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Apr 2009)
Tax Bill$364 (2025)
Flood ZoneZone AE (high risk)
APN20-46-23-T3-02300.0190

Property Details

APN / Parcel Number

Primary APN20-46-23-T3-02300.0190
Alternative APNs
  • 232046T3023000190
  • 10126100

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area511 sqft Living Area
1st Floor Area511 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCondo/Apartment
Lot Area6,315 sqft (0.145 acres)
View / LotCorner
PorchPorch
Porch Area82 sqft

Location & Zoning

Account Number10126100
Street Address409 E GULF DR, 19
CitySANIBEL
StateFL
Zip33957-7201
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE COLONNADES CONDOMINIUM OR 464 PG 376 APT 19
Legal Range23E
Legal Township46S
Legal Section20
Legal SubdivisionTHE COLONNADES CONDOMINIUM
Legal TractT3
Legal Block1
Legal Lot Number19
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1003
Census Tract80202

Owner

409 E Gulf Dr, #19 is owned by two individuals who bought it in April 2009.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address28 SHERIDAN RD, BABYLON, NY 11702-4113
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2009 · Amount on File
Deed SaleApr 17, 2009 · Amount on File
Prior SaleFeb 2, 2005 · Amount on File
Deed Document Number2009102328
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Gulf Dr, #19 was $364.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,094 (+628.77%) Building $179,094$179,094 (+628.77%) Building $179,094
2025$364.00$24,575 Building $24,575$24,575 Building $24,575
2023$404.00 (-87.22%)$26,950 (-89.37%) Building $26,950$26,950 (-89.37%) Building $26,950
2022$3,160.00$253,448 Building $253,448$253,448 Building $253,448

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 E Gulf Dr, #19 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Gulf Dr, #19 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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