409 E Granger Ave, Des Moines, IA 50315 Property Records

Polk County property record for 409 E Granger Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,036 sqft · built 1910
Lot Size	0.081 acres (3,513 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2026)
Tax Bill	$292 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`7824-10-379-002`

Property Details

APN / Parcel Number

Primary APN	`7824-10-379-002`
Alternative APNs	`020/00594-000-000` `020/32410-379-026` `782410379026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Basement Area	812 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,513 sqft (0.081 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Area	330 sqft
Porch	Enclosed Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	409 E GRANGER AVE
City	DES MOINES
State	IA
Zip	50315-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2024-129 BK 19951 PG 39 LOT 3 BLK 14 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	SECOND PLAT OF CLIFTON HEIGHTS
Legal Block	14
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1040
Census Tract	4200

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 14, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance CITY OF DES MONIES
Dec 30, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	20261624
Deed Book / Page	20390 / 248
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000011769
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 5, 2026
Property Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318
Document Number	0000061159
Book / Page	20678 / 216
Instrument Date	Sep 28, 2026
Instrument	202661159
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318

Mortgage

Document Number	0000061159,
Date	Oct 5, 2026
Book Page	20678/216
Instrument	202661159

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SW 11TH ST, DES MOINES, IA 50309-4562

Mortgage

Document Number	0000001625
Date	Jan 9, 2026
Book Page	20390/250
Instrument	2026-00001625

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 14, 2023
Property Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318
Document Number	0000011529
Book / Page	19418 / 247
Instrument Date	Mar 6, 2023
Instrument	2023-00011529
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 16TH ST, DES MOINES, IA 50314-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011530
Date	Mar 14, 2023
Instrument	2023-00011530

Lender

Name	CITY OF DES MONIES
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	POLK IA
Recording Date	Dec 30, 2022
Property Address	409 E GRANGER AVE, DES MOINES, IA 50315-1318
Document Number	0000094299
Book / Page	19364 / 957
Instrument Date	Dec 29, 2022
Instrument	2022-00094299
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ROBERT D RAY DR, DES MOINES, IA 50309-1813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,600 (-41.89%) Land $8,600	$8,600 (-41.89%) Land $8,600
2024	$292.00 (-2.67%)
2023		$14,800 Land $14,800	$14,800 Land $14,800
2020	$300.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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