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409 E Franklin Ave, Geneva, AL 36340 Property Records

Geneva County property record for 409 E Franklin Ave, Geneva, AL 36340

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,860 sqft · built 1970
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on Record
Tax Bill$1,092 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN1809313010054000

Property Details

APN / Parcel Number

Primary APN1809313010054000
Alternative APN
  • 0000776720

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,860 sqft Heated Area
1st Floor Area2,860 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)
Lot Dimensions100 ft deep x 300 ft wide
Garage TypeMixed
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area656 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number0000776720
Street Address409 E FRANKLIN AVE
CityGENEVA
StateAL
Zip36340-7467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 349.02' W OF INT N ROW FRANKLIN & W ROW STACY, W'LY 349', N 145', SE'LY 110', NE 97.8', E'LY 21.5', SE'LY ALG S/L LAKE
Legal Range22E
Legal Township01N
Legal Section31
Legal SubdivisionLAKESIDE ESTATES 8TH ADD
JurisdictionGENEVA AL
Township / Civil DivisionGENEVA
Census Block Group5
Census Block5011
Census Tract50300

Owner

Source: Geneva County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 E FRANKLIN AVE, GENEVA, AL 36340-7467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENEVA AL
Property Address409 E FRANKLIN AVE, GENEVA, AL 36340-7467
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1076/359
DateSep 9, 2020
Book Page1076/359
Lender
NameALL IN CREDIT UNION
TypeNon-Lending Institution
AddressDALEVILLE, AL 36322
Agreement
TypeLine of Credit
AmountAmount Recorded
Term263 Months
DueAug 2, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyGeneva County
MunicipalityGeneva City
Unified School DistrictGeneva City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,092.00 (+4.2%) Homeowner's exemption
2025$1,048.00$25,020 (-) Land $2,600 Building $22,420$250,100 (-) Land $26,000 Building $224,100
2024$1,048.00 (+20.18%) Homeowner's exemption$25,020 (+18.92%) Land $2,600 Building $22,420$250,100 (+18.98%) Land $26,000 Building $224,100
2023$872.00 (+14.14%) Homeowner's exemption$21,040 (+13.24%) Land $2,760 Building $18,280$210,200 (+13.19%) Land $27,500 Building $182,700
2022$764.00 Homeowner's exemption$18,580 Land $1,860 Building $16,720$185,700 Land $18,600 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA3 of 8
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line
Claims by Event
  • Severe Storms And Flooding, Mar 1998 · 4 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GENEVA, THE WW & SB OF THE
serves 9,600 people · EPA ID AL0000622
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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