Santa Barbara County property record for 409 E Cook St, Santa Maria, CA 93454
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,000 (Mar 2018) |
| Tax Bill | $8,057 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-071-008 |
| Primary APN | 125-071-008 |
|---|---|
| Alternative APN |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 409 E COOK ST |
|---|---|
| City | SANTA MARIA |
| State | CA |
| Zip | 93454-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOKS ADD 2 LOTS 23 LOT 24 BLK 6 |
| Legal Subdivision | COOKS ADDITION NO. 2 |
| Legal Block | 6 |
| Legal Lot Number | 23-24 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA MARIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 2101 |
409 E Cook St is owned by two individuals who acquired it in January 2021.
Source: Santa Barbara County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LISA CT, BRENTWOOD, CA 94513-1404 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC |
| Mar 1, 2018 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on File |
| Deed Sale | Mar 1, 2018 · Amount on File |
| Prior Sale | Jul 31, 1998 · Amount on File |
| Deed Document Number | 20187995 |
| Last Transfer Date | Jan 8, 2021 |
| Transfer Doc | 0000003256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jan 15, 2021 |
| Property Address | 409 E COOK ST, SANTA MARIA, CA 93454-5701 |
| Document Number | 0000003256 |
| Map Reference | MB 3 PG 88 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021-0003256 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21 LISA CT, BRENTWOOD, CA 94513-1404 |
| Document Number | 0000003257 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-0003257 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 409 E COOK ST, SANTA MARIA, CA 93454-5701 |
| Document Number | 0000007995 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 7995 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 288 NANDINA LN NIPOMO CA 934445023, NIPOMO, CA 93444-5023 |
| Document Number | 7996 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 7996 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
The 2025 property tax bill for 409 E Cook St was $8,057.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Maria City |
| Elementary School District | Santa Maria-Bonita Elementary School District (KG - 08) |
| Secondary School District | Santa Maria Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $730,001 (+2%) Land $174,084 Building $555,917 | |
| 2025 | $8,057.00 | $715,688 Land $170,671 Building $545,017 |
| 2023 | $7,562.00 (+1.52%) | $687,899 Land $164,045 Building $523,854 |
| 2022 | $7,449.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 E Cook St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 E Cook St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Ranch Wifi, Surfnet Communications, Verizon.
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