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409 E College St, Pulaski, TN 38478 Property Records

Giles County property record for 409 E College St, Pulaski, TN 38478

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,044 sqft · built 1900
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Oct 2024)
Tax Bill$1,283 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN028097H B 00200

Property Details

APN / Parcel Number

Primary APN028097H B 00200
Alternative APN
  • 097H B 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,044 sqft Living Area
1st Floor Area1,288 sqft
Upper Floors Area1,260 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,000 sqft
Lot Dimensions200 ft deep x 70 ft wide
Garage TypeMixed
Garage Area336 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area464 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 E COLLEGE ST
CityPULASKI
StateTN
Zip38478-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: P21
JurisdictionGILES TN
Township / Civil Division7
Census Block Group2
Census Block2024
Census Tract920400

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address409 E COLLEGE ST, PULASKI, TN 38478-4315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PULASKI
Nov 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Oct 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 12, 2018Deed of Trust, Mortgage · Line of Credit
REDSTONE FCU
Jan 11, 2018Warranty Deed, Transfer · Conventional Mortgage
REDSTONE FCU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 11, 2024 · Amount on Record
Deed SaleOct 11, 2024 · Amount on Record
Prior SaleAug 28, 2023 · Amount on Record
Deed Document Number24150107
Deed Book / PageD408 / 678
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateAug 28, 2023
Property Address409 E COLLEGE ST, PULASKI, TN 38478-4315
Document Number0000145006
Book / PageD402 / 883
Instrument DateAug 28, 2023
Instrument23145006
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyTITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 SAWPER DR, HOOVER, AL 35226-7002

Mortgage

Document Number0000145007
DateAug 28, 2023
Book PageDT652/518
Instrument23145007
Lender
NameFIRST NATIONAL BANK OF PULASKI
TypeBank
AddressPULASKI, TN 38478
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address409 E COLLEGE ST, PULASKI, TN 38478-4315
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGILES TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124038
DateNov 4, 2019
Book PageDT587/950
Instrument19124038
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILES TN
Recording DateOct 2, 2019
Property Address409 E COLLEGE ST, PULASKI, TN 38478-4315
Document Number0000123622
Book / Page000382 / 000364
Instrument DateSep 27, 2019
Instrument123622
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E COLLEGE ST PULASKI TN 384784315, PULASKI, TN 38478-4315

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address409 E COLLEGE ST, PULASKI, TN 38478-4315
Document Number0000115540
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000115540
DateFeb 14, 2018
Book Page000564/000112
Instrument115540
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 13, 2033
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateJan 11, 2018
Property Address409 E COLLEGE ST, PULASKI, TN 38478-4315
Document Number0000115131
Book / PageD374 / 535
Instrument DateJan 10, 2018
Instrument18115131
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyGILES TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SUNSET DR, PULASKI, TN 38478-3658

Mortgage

Document Number0000115132
DateJan 11, 2018
Instrument18115132
Lender
NameREDSTONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
MunicipalityPulaski City
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,283.00 (+13.24%)$47,050 (-) Land $5,175 Building $41,875
2024$1,133.00 (+24.1%)$47,050 (+24.14%) Land $5,175 Building $41,875
2023$913.00$37,900 (-) Land $5,175 Building $32,725
2022$913.00$37,900 Land $5,175 Building $32,725$188,200 Land $20,700 Building $167,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims6 (1989–2021)
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPULASKI WATER SYSTEM
serves 10,767 people · EPA ID TN0000562
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PES Energize
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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