409 E College Ave, Ruskin, FL 33570 Property Records

Hillsborough County property record for 409 E College Ave, Ruskin, FL 33570

Property Summary

Property Type	Commercial Office
Details	1.75 ba · 4,787 sqft · built 1981
Lot Size	1.57 acres (68,450 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jun 2023)
Tax Bill	$12,657 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2023 Assignment
Flood Zone	Zone X (moderate risk)
APN	`055246-0000`

Property Details

APN / Parcel Number

Primary APN	`055246-0000`
Alternative APN	`U0832191UU000000000530`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	8 Units
Stories	1 Story
Building Area	4,787 sqft Gross Area
1st Floor Area	3,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Asphalt
Lot Area	68,450 sqft
Driveway	Asphalt Driveway
Driveway Area	7,300 sqft
Deck Area	Deck Area
Canopy	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0552460000
Street Address	409 E COLLEGE AVE
City	RUSKIN
State	FL
Zip	33570-4709
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	BPO
Legal Description	RUSKIN COLONY FARMS E 180 FT OF LOT 53 LYING N OF RR R/W LESS N 38.2 FT MOL FOR SR 674
Legal Range	19E
Legal Township	32S
Legal Section	08
Legal Subdivision	RUSKIN COLONY FARMS
Legal Tract	53
Legal Lot Number	53
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	3
Census Block	3005
Census Tract	14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11806 MESSLER RD, GIBSONTON, FL 33534-5604
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK
Sep 12, 2023	Assignment of Lease, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Jun 11, 2012 · Amount on Record
Deed Document Number	2023258021
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0000202557
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 13, 2023
Property Address	409 E COLLEGE AVE, RUSKIN, FL 33570-4709
Document Number	0000258021
Map Reference	MB 5 PG 63
Instrument Date	Jun 12, 2023
Instrument	2023258021
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	SANDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 S US HIGHWAY 41, RUSKIN, FL 33570-5317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11806 MESSIER RD, GIBSONTON, FL 33534-5604

Mortgage

Document Number	0000258022
Date	Jun 13, 2023
Instrument	2023258022

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000258024
Date	Jun 13, 2023
Instrument	2023258024

Lender

Name	REGIONS BANK
Type	Bank
Address	35422

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 12, 2023
Property Address	409 E COLLEGE AVE, RUSKIN, FL 33570-4709
Document Number	0000405693
Map Reference	MB 5 PG 63
Instrument Date	Jun 12, 2023
Instrument	2023405693
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11806 MESSLER RD, GIBSONTON, FL 33534-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 N GADSDEN ST, TALLAHASSEE, FL 32303-5668

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,722 (+2%) Land $100 Building $694,622	$694,722 (+2%) Land $100 Building $694,622
2025	$12,657.00 (+7.34%)	$681,100 (+6.29%) Land $100 Building $681,000	$681,100 (+6.29%) Land $100 Building $681,000
2024	$11,791.00 (+3.7%)
2023	$11,370.00 (+3.74%)	$640,800 (+2.89%) Land $281,557 Building $359,243	$640,800 (+2.89%) Land $281,557 Building $359,243
2022	$10,960.00	$622,800 Land $250,273 Building $372,527	$622,800 Land $250,273 Building $372,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	113 (1982–2024)
Claims Outside the SFHA	4 of 113
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 60 claims Tropical Storm Josephine, Oct 1996 · 11 claims Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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