409 E Center St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 409 E Center St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.103 acres (4,499 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2021)
Tax Bill	$1,328 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-03-002-020`

Property Details

APN / Parcel Number

Primary APN	`005-03-002-020`

Exterior

Lot Area	4,499 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 13 ft wide

Location & Zoning

Street Address	409 E CENTER ST
City	MOUNT CARMEL
State	PA
Zip	17851-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 X 150
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	3
Census Block	3004
Census Tract	81000

Owner

409 E Center St is owned and occupied by an individual who bought it in July 2021.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	409 E CENTER ST, MOUNT CARMEL, PA 17851-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	202112910
Deed Book / Page	3109 / 671
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	002461/458
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jul 22, 2021
Property Address	409 E CENTER ST, MOUNT CARMEL, PA 17851-1607
Document Number	3109/671
Book / Page	3109 / 671
Instrument Date	Jul 19, 2021
Instrument	202112910
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT & REAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 E CENTER ST, MOUNT CARMEL, PA 17851-1607

Mortgage

Document Number	202112911
Date	Jul 22, 2021
Instrument	202112911

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 409 E Center St was $1,328.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,328.00	$10,010 Land $630 Building $9,380
2024	$1,218.00	$10,010 (-) Land $630 Building $9,380
2023	$1,218.00	$10,010 Land $630 Building $9,380
1972			$10,010 Land $630 Building $9,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 E Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Center St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200

May also be available: Verizon.

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