409 E Center Ave, Badger, IA 50516 Property Records

Webster County property record for 409 E Center Ave, Badger, IA 50516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,331 sqft · built 1890
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0315126007`

Property Details

APN / Parcel Number

Primary APN	`0315126007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	656 sqft
Basement Area	656 sqft
Unfinished Basement	656 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 E CENTER AVE
City	BADGER
State	IA
Zip	50516-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-90-28 FD BADGER INC HOVEY'S 1ST ADD LOT 1 & N 15' LOT 7
Legal Range	28W
Legal Township	90N
Legal Section	15
Legal Subdivision	FD BADGER INC HOVEY'S 1ST ADD
Legal Lot Number	1,7
Jurisdiction	WEBSTER IA
Township / Civil Division	BADGER
Census Block Group	3
Census Block	3043
Census Tract	10100

Owner

409 E Center Ave is owner-occupied and held in a trust.

Source: Webster County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	409 E CENTER AVE, BADGER, IA 50516-7544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	409 E CENTER AVE, BADGER, IA 50516-7544
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001028
Date	Mar 13, 2020
Instrument	2020-01028

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	409 E CENTER AVE, BADGER, IA 50516-7544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001028
Date	Mar 13, 2020
Instrument	2020-01028

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Center Ave was $1,294.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Badger City
County	Webster County
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,060 (-) Land $11,010 Building $63,050	$74,060 (-) Land $11,010 Building $63,050
2025	$1,294.00	$74,060 Land $11,010 Building $63,050	$74,060 Land $11,010 Building $63,050
2024	$1,294.00
2023		$58,710 (+13.93%) Land $11,010 Building $47,700	$58,710 Land $11,010 Building $47,700
2022	$1,010.00	$51,530 Land $11,010 Building $40,520
2021			$51,530 Land $11,010 Building $40,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Center Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Center Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BADGER WATER SUPPLY serves 561 people · EPA ID IA9405082
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Webster-Calhoun Cooperative Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Center Ave

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