409 E Cardinal Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 409 E Cardinal Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,085 sqft · built 2001
Lot Size	0.234 acres (10,202 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,242 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage
APN	`D754503001000300`

Property Details

APN / Parcel Number

Primary APN	`D754503001000300`
Alternative APNs	`R568776` `568776`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,085 sqft Living Area
1st Floor Area	3,085 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	84 sqft
Porch	Covered Porch
Porch Area	85 sqft
Patio Area	242 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	D754503001000300
Old Parcel Number	R568776
Street Address	409 E CARDINAL AVE
City	MCALLEN
State	TX
Zip	78504-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DOVE POINTE UT 3 LOT 3 BLK 1
Legal Subdivision	DOVE POINTE UT 3 - SML
Legal Block	1
Legal Lot Number	3
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1000
Census Tract	20906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E CARDINAL AVE, MCALLEN, TX 78504-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC
Mar 26, 2018	Deed of Trust, Mortgage TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2006
Deed Sale	Sep 26, 2006
Prior Sale	Jan 28, 2005
Deed Document Number	2006-1667598
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	409 E CARDINAL AVE, MCALLEN, TX 78504-2234
Document Number	0002903643
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 E CARDINAL AVE MCALLEN TX 785042234, MCALLEN, TX 78504-2234

Mortgage

Document Number	0002903643
Date	Apr 4, 2018
Instrument	2903643

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	409 E CARDINAL AVE, MCALLEN, TX 78504-2234
Document Number	0002903644
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CARDINAL AVE MCALLEN TX 785042234, MCALLEN, TX 78504-2234

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,657 (+21%) Land $113,220 Building $358,481	$471,701 (+17.2%) Land $113,220 Building $358,481
2024	$4,242.00 (-39.92%)
2023	$7,060.00 (+22.63%) Homeowner's exemption Senior Citizen's exemption	$352,609 Land $84,660 Building $317,820	$402,480 Land $84,660 Building $317,820
2022	$5,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile, VTX Communications.

Nearby Properties on E Cardinal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures