Payne County property record for 409 E Broad St, Ripley, OK 74062 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,511 sqft · built 1970 |
| Lot Size | 0.87 acres (37,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Oct 2020) |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18N04E-20-3-RO700-027-0001 |
| Primary APN | 18N04E-20-3-RO700-027-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| 1st Floor Area | 1,511 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 37,908 sqft (0.87 acres) |
| Lot Dimensions | 142 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Lean-To | 480 sqft |
| Utility Building | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15458 |
|---|---|
| Street Address | 409 E BROAD ST |
| City | RIPLEY |
| State | OK |
| Zip | 74062-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN RIPLEY BLK 27 LOTS 1-5 & 24-28 & PORTION OF VAC GUSS AVE BEG NE/C LOT 1 BLK 27; E-14' S-142.5' W-14' N-142.5' POB & |
| Legal Range | 04E |
| Legal Township | 18N |
| Legal Section | 20 |
| Legal Subdivision | ORIG TOWN RIPLEY |
| Legal Block | 27 |
| Legal Lot Number | 1-5,28 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | CUSHING |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 11400 |
Source: Payne County records · APN 18N04E-20-3-RO700-027-0001
Assessment roll updated February 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E BROAD ST, RIPLEY, OK 74062-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage UNIVERSITY & COMMUNITY FEDERAL CREDIT UN |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Oct 04, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Document Number | 202011615 |
| Deed Book / Page | 2592 / 913 |
| Prior Transfer Date | Mar 10, 2006 |
| Prior Transfer Doc | 0016280898 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 409 E BROAD ST, RIPLEY, OK 74062-2010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023760541 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 2376/0541 |
| Instrument | 2017-001000 |
| Name | UNIVERSITY & COMMUNITY FEDERAL CREDIT UN |
|---|---|
| Address | STILLWATER, OK 74076 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 19, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 19, 2020 |
| Property Address | 409 E BROAD ST, RIPLEY, OK 74062-2010 |
| Document Number | 0025920913 |
| Book / Page | 2592 / 913 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020-011615 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 E BROAD ST, RIPLEY, OK 74062-2010 |
| Document Number | 2020011616 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-011616 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 04, 2017 |
| Property Address | 409 E BROAD ST, RIPLEY, OK 74062-2010 |
| Document Number | 0024180751 |
| Book / Page | 002418 / 000751 |
| Instrument Date | Oct 03, 2017 |
| Instrument | 12050 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FASTCLOSE ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 E BROAD ST RIPLEY OK 74062, RIPLEY, OK 74062 |
| Document Number | 24180752 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 002418/000752 |
| Instrument | 12051 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Ripley Town |
| Unified School District | Ripley Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 (+0.62%) | $14,035 (-) Land $160 Building $13,875 | |
| 2024 | $1,461.00 (+12.47%) | $14,035 (+5.01%) Land $160 Building $13,875 | $162,500 (+32.45%) Land $1,860 Building $160,640 |
| 2023 | $1,299.00 (+3.51%) | $13,366 (+5%) Land $202 Building $13,164 | $122,690 (+9.87%) Land $1,860 Building $120,830 |
| 2022 | $1,255.00 | $12,730 Land $212 Building $12,518 | $111,670 Land $1,860 Building $109,810 |
Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 33% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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