409 E Ashley St, Jefferson City, MO 65101 Property Records

Cole County property record for 409 E Ashley St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,980 sqft · built 1920
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,150 (Oct 2024)
Tax Bill	$675 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-18-0001-001-011`

Property Details

APN / Parcel Number

Primary APN	`11-04-18-0001-001-011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	990 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Unfinished Basement	990 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	199 ft deep x 52 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 E ASHLEY ST
City	JEFFERSON CITY
State	MO
Zip	65101-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	CITY OF JEFFERSON INLOT E 1/2 INLOT 942
Legal Range	11W
Legal Township	44N
Legal Section	18
Legal Subdivision	CITY OF JEFFERSON INLOT
Legal Lot Number	942,E
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2009
Census Tract	10500

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E ASHLEY ST, JEFFERSON CITY, MO 65101-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Sep 10, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MISSOURI HOUSING DEV
Sep 10, 2021	Warranty Deed, Transfer · Stand-Alone Refinance FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Mar 14, 2023
Deed Document Number	20247977
Deed Book / Page	763 / 202
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	409 E ASHLEY ST, JEFFERSON CITY, MO 65101-3413
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000730/707
Date	Sep 10, 2021
Book Page	730/707
Instrument	20221068

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	409 E ASHLEY ST, JEFFERSON CITY, MO 65101-3413
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	730/708
Date	Sep 10, 2021
Book Page	730/708
Instrument	20221069

Lender

Name	MISSOURI HOUSING DEV

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 10, 2021
Property Address	409 E ASHLEY ST, JEFFERSON CITY, MO 65101-3413
Document Number	730/706
Book / Page	730 / 706
Instrument Date	Sep 2, 2021
Instrument	20221067
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E ASHLEY ST, JEFFERSON CITY, MO 65101-3413

Mortgage

Document Number	730/707
Date	Sep 10, 2021
Book Page	730/707
Instrument	20221068

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,300 (+4.82%) Land $1,400 Building $9,900
2025	$675.00 (+10.29%)	$10,780 (-) Land $1,330 Building $9,450	$59,600 (+5.11%) Land $7,400 Building $52,200
2023		$10,780 Land $1,330 Building $9,450	$56,700 Land $7,000 Building $49,700
2022	$612.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: AT&T, Brightspeed, Wisper ISP.

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