409 E 980 N, American Fork, UT 84003 Property Records

Utah County property record for 409 E 980 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,646 sqft · built 1994
Lot Size	0.415 acres (18,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2003)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-326-0003`

Property Details

APN / Parcel Number

Primary APN	`51-326-0003`
Alternative APNs	`513260001` `128214`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	4,598 sqft
1st Floor Area	1,646 sqft
Basement Area	1,646 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	18,085 sqft (0.415 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Enclosed/Screened Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	608 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	128214
Old Parcel Number	513260001
Street Address	409 E 980 N
City	AMERICAN FORK
State	UT
Zip	84003-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 1, PLAT G, RIVER EDGE SUB DESCRIBED AS FOLLOWS: AREA 0.415 AC.
Legal Subdivision	RIVER EDGE SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1002
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E 980 N, AMERICAN FORK, UT 84003-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on Record
Deed Sale	Mar 27, 2003 · Amount on Record
Deed Document Number	200346615
Last Transfer Date	Aug 19, 2003
Transfer Doc	0000138359
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	409 E 980 N, AMERICAN FORK, UT 84003-3240
Document Number	0000036090
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	NORTH AMERICAN TITLE-SALT LAKE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E 980 N AMERICAN FORK UT 840033240, AMERICAN FORK, UT 84003-3240

Mortgage

Document Number	0000036090
Date	Apr 18, 2018
Instrument	36090

Lender

Name	FEDERAL FAM FCU
Address	SALT LAKE CITY, UT 84138

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,610 (-39.11%)	$850,200 (+10.72%) Land $367,300 Building $482,900
2025	$3,690.00 (+0.03%)	$767,900 (+101.82%) Land $272,100 Building $495,800	$767,900 (+11%) Land $272,100 Building $495,800
2024	$3,689.00 (+14.25%)
2023	$3,229.00 (-14.67%)	$380,490	$691,800 Land $259,100 Building $432,700
2022	$3,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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