409 E 7th Ave, Fort Morgan, CO 80701 Property Records

Morgan County property record for 409 E 7th Ave, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,876 sqft · built 1930
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$207,050 (Oct 2024)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1229-061-25-009`

Property Details

APN / Parcel Number

Primary APN	`1229-061-25-009`
Alternative APN	`R005923`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,876 sqft Total Area
1st Floor Area	1,328 sqft
Basement Area	760 sqft
Unfinished Basement	312 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 E 7TH AVE
City	FORT MORGAN
State	CO
Zip	80701-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD PARK ADD FM BLOCK 10 LOT 17 THRU- LOT 20 E 70 FT LTS 17 18 19 & 20
Legal Subdivision	PARK ADD
Legal Block	10
Legal Lot Number	20
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	2
Census Block	2031
Census Tract	400

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 29, 2018	Warranty Deed, Transfer · Line of Credit MORGAN FED'L BK
Dec 10, 2016	Loan Modification, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2024953251
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	0000882527
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000915786
Date	Dec 11, 2018
Instrument	915786

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 1, 2020
Property Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204
Document Number	0000927263
Instrument Date	Aug 31, 2020
Instrument	927263
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204

Mortgage

Document Number	0000927264
Date	Sep 1, 2020
Instrument	927264

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 29, 2018
Property Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204
Document Number	0000915560
Instrument Date	Nov 28, 2018
Instrument	915560
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	800 LAKE ST FORT MORGAN CO 807013027, FORT MORGAN, CO 80701-3027

Mortgage

Document Number	915561
Date	Nov 29, 2018
Instrument	915561

Lender

Name	MORGAN FED'L BK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	409 E 7TH AVE, FORT MORGAN, CO 80701-3204
Document Number	0000903425
Instrument Date	Dec 10, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E 7TH AVE FORT MORGAN CO 807013204, FORT MORGAN, CO 80701-3204

Mortgage

Document Number	0000903425
Date	Jan 10, 2017
Instrument	903425

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+25.7%)	$18,110 (+19.38%) Land $2,500 Building $15,610	$289,790 (+27.98%) Land $40,050 Building $249,740
2024	$1,214.00 (-1.38%)	$15,170 (-19.52%) Land $2,160 Building $13,010	$226,430 (-19.54%) Land $32,220 Building $194,210
2023	$1,231.00 (+4.68%)	$18,850 (+31.36%) Land $2,680 Building $16,170	$281,430 (+36.31%) Land $40,050 Building $241,380
2022	$1,176.00	$14,350 Land $2,630 Building $11,720	$206,470 Land $37,800 Building $168,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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