409 E 3rd St, Flora, IL 62839 Property Records

Clay County property record for 409 E 3rd St, Flora, IL 62839 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Occupancy	Owner Occupied
Last Sale	$115,000 (2023)
Tax Bill	$3,173.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-160-013`
Alternative APN	`10-25-160-015`

Location & Zoning

Street Address	409 E 3RD ST
City	FLORA
State	IL
Zip	62839-2503
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	J D FOSTER'S SUB-DIVN BLOCK 4 LOTS 7 - 9
Legal Block	4
Legal Lot Number	7-9
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3056
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-160-013

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 E 3RD ST, FLORA, IL 62839-2503
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Record Refreshed	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 27, 2023
Property Address	409 E 3RD ST, FLORA, IL 62839-2503
Document Number	0000208244
Instrument Date	Oct 25, 2023
Instrument	208244
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HAZELNUT DR, FLORA, IL 62839-3654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	409 E 3RD ST, FLORA, IL 62839-2503

Mortgage

Document Number	0000208245
Date	Oct 27, 2023
Instrument	208245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,152 (+11.45%) Land $10,954 Building $39,198	$150,456 (+11.45%) Land $32,862 Building $117,594
2024	$3,173.00 (-3.85%)	$45,000 (+29.86%) Land $9,829 Building $35,171	$135,000 (+29.86%) Land $29,487 Building $105,513
2022	$3,300.00 (+61.53%)	$34,654 Land $4,953 Building $29,701	$103,962 Land $14,859 Building $89,103
2021	$2,043.00