409 E 2nd St, Pueblo, CO 81003 Property Records

Pueblo County property record for 409 E 2nd St, Pueblo, CO 81003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 2003
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on Record
Last Sale	$134,750 (Aug 2021)
Tax Bill	$879 (2025)
Deeds & Mortgages	Aug 2021 Sale & Second Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0431223014`

Property Details

APN / Parcel Number

Primary APN	`0431223014`
Alternative APN	`431223026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,780 sqft (0.087 acres)
Lot Dimensions	90 ft deep x 42 ft wide
Porch	Slab
Porch Area	60 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 E 2ND ST
City	PUEBLO
State	CO
Zip	81003-3375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5:RES/MUL
Legal Description	S 45.00 FT OF N 75.00 FT OF LOTS 9 TO 11 + E 42.00 FT,OF S 45.00 FT OF LOT 11 ALSO 10.00 FT STRIP ADJ TO LOT,11 BLK 4 EAST PUEBLO LESS POR SOLD BY QCD#1618390 TO,ORTIZ FORMERLY #04-312-23-014
Legal Range	64W
Legal Township	20S
Legal Section	31
Legal Subdivision	EAST PUEBLO HIGHTS
Legal Block	4
Legal Lot Number	9-11
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	2
Census Block	2018
Census Tract	3500

Owner

Source: Pueblo County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E 2ND ST, PUEBLO, CO 81003-3375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Sep 19, 2018	Warranty Deed, Transfer · Conventional with PMI CHARLES F & LILLIAN M BAYLESS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20212239939
Prior Transfer Date	Mar 7, 2011
Prior Transfer Doc	0001869292
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Aug 18, 2021
Property Address	409 E 2ND ST, PUEBLO, CO 81003-3375
Document Number	0002239939
Map Reference	DOC 1618390
Instrument Date	Aug 16, 2021
Instrument	2239939
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E 2ND ST, PUEBLO, CO 81003-3375

Mortgage

Document Number	0002239941
Date	Aug 18, 2021
Instrument	2239941

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0002239940
Date	Aug 18, 2021
Instrument	2239940

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Sep 19, 2018
Property Address	409 E 2ND ST, PUEBLO, CO 81003-3375
Document Number	0002117482
Instrument Date	Sep 4, 2018
Instrument	2117482
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 CLIMAX LN PUEBLO CO 810061922, PUEBLO, CO 81006-1922

Mortgage

Document Number	2117483
Date	Sep 19, 2018
Instrument	2117483

Lender

Name	CHARLES F & LILLIAN M BAYLESS
Address	611 WESTACRES AVE, PUEBLO, CO 81005-1748
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2023

Interest

Rate	5%

Tax Assessment & Valuation

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (+47.24%)	$8,830 (+45.95%)	$267,500 (+84.11%) Land $15,000 Building $252,500
2024	$597.00 (-1.16%)	$6,050 (-37.89%) Land $625 Building $5,425
2023	$604.00 (-21.96%)	$9,740 (+24.87%) Land $1,010 Building $8,730	$145,294 (+29.49%) Land $15,000 Building $130,294
2022	$774.00	$7,800 Land $260 Building $7,540	$112,209 Land $3,780 Building $108,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–1989)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Kellin Communications, T-Mobile.

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