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409 E 26th St, Sterling, IL 61081 Property Records

Whiteside County property record for 409 E 26th St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1975
Square Footage1,520 sqft Building Perimeter
Lot Size7,500 sqft (0.172 acres)
Garage368 sqft
Last Sale$185,000 (2024)
Tax Bill$5,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN1116277002
Alternative APNs
  • 112953
  • 119982

Interior

Bedrooms3 Beds
Building Area1,520 sqft Building Perimeter

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area7,500 sqft (0.172 acres)
Depth X Width125 ft x 60 ft Depth x Width
Garage Area368 sqft Garage

Location & Zoning

Account Number119982
Street Address409 E 26TH ST
CitySTERLING
StateIL
Zip61081-8959
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROLLING MEADOWS SUBD LOT 44 722000X
Legal SubdivisionROLLING MEADOWS SUBDIVISION
Legal Lot Number44
JurisdictionWHITESIDE IL
Minor Civil DivisionSTERLING
Census Blockgroup1
Census Block1005
Census Tract1101

Owner

Source: Whiteside County records · APN 1116277002

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2006 AVENUE D, STERLING, IL 61081-1188
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
May 04, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 14, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 26, 2022Warranty Deed, Transfer · Stand Alone Refinance
FINANCE AMERICA LLC
Nov 19, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 27, 2017Loan Modification, Mortgage · Conventional Mortgage
MIDLAND STATES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleSep 26, 2022 · Amount on Record
Deed Doc Number20245318
Last Transfer DateMay 21, 2026
Transfer Doc0000002546
Record RefreshedSep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWHITESIDE IL
Recording DateMay 27, 2026
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000002546
Instrument DateMay 21, 2026
Instrument20262546
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateMay 04, 2026
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000002144
Instrument DateApr 28, 2026
Instrument20262144
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2006 AVENUE D, STERLING, IL 61081-1188

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateNov 14, 2024
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000005318
Instrument DateNov 08, 2024
Instrument2024-05318
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 26TH ST, STERLING, IL 61081-8959

Mortgage

Document Number0000005319
DateNov 14, 2024
Instrument2024-05319
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 26, 2022
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000005839
Instrument DateSep 19, 2022
Instrument2022-05839
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 14TH AVE, ROCK FALLS, IL 61071-1048

Mortgage

Document Number0000005840
DateSep 26, 2022
Instrument2022-05840
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateNov 19, 2020
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000007582
Instrument DateNov 19, 2020
Instrument7582
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1813 RIVERVIEW RD ROCK FALLS IL 610711438, ROCK FALLS, IL 61071-1438

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address409 E 26TH ST, STERLING, IL 61081-8959
Document Number0000006680
Instrument DateAug 27, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 26TH ST STERLING IL 610818959, STERLING, IL 61081-8959

Mortgage

Document Number0000006680
DateNov 06, 2017
Instrument6680
Lender
NameMIDLAND STATES BK
TypeBank
AddressWELDON SPRING, MO 63304
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueNov 05, 2057
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00 (+4.19%)$61,107 (+6.23%) Land $7,794 Building $53,313
2024$5,372.00$57,523 Land $7,337 Building $50,186$183,321 (+6.23%) Land $23,382 Building $159,939
2023$172,569 Land $22,011 Building $150,558

Flood & Wildfire

409 E 26th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 26th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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