St. Clair County property record for 409 E 1st St, O Fallon, IL 62269 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,920 sqft · built 1917 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2017 Line of Credit + 1 more |
| APN | 04-29-0-306-020 |
| Primary APN | 04-29-0-306-020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 529 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 18,200 sqft |
| Patio Area | 182 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|
| Old Parcel Number | 04290306007 |
|---|---|
| Street Address | 409 E 1ST ST |
| City | O FALLON |
| State | IL |
| Zip | 62269-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFALLON TWP SEC 29 PT LT 5 AS IN BK 2748-117 & A02035819 |
| Legal Subdivision | OFALLON TWP SEC 29 |
| Legal Block | 7W |
| Legal Lot Number | 5 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 504352 |
Source: St. Clair County records · APN 04-29-0-306-020
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E 1ST ST, O FALLON, IL 62269-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON |
| Oct 04, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON |
| Oct 04, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | A02035819 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 409 E 1ST ST, O FALLON, IL 62269-2135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Title Company | BENEDICK TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 409 E 1ST ST, O FALLON, IL 62269-2135 |
| Document Number | 0A02750730 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | A02750730 |
| Name | BANK OF OFALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 409 E 1ST ST, O FALLON, IL 62269-2135 |
| Document Number | 00A2554749 |
| Instrument Date | Oct 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Title Company | BENEDICK TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 E 1ST ST O FALLON IL 622692135, O FALLON, IL 62269-2135 |
| Document Number | 00A2554749 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2554749 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 409 E 1ST ST, O FALLON, IL 62269-2135 |
| Document Number | 00A2555765 |
| Instrument Date | Oct 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | BENEDICK TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 E 1ST ST O FALLON IL 622692135, O FALLON, IL 62269-2135 |
| Document Number | 00A2555765 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2555765 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 19, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $44,738 Land $4,805 Building $39,933 | $134,214 Land $14,415 Building $119,799 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043522, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Apr 1996, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 460 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Delta Communications, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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