409 E 1st St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 409 E 1st St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1925
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Feb 2024)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000712000`

Property Details

APN / Parcel Number

Primary APN	`000712000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	966 sqft
Finished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 E 1ST ST
City	MC COOK
State	NE
Zip	69001-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL MCCOOK BLK 11 LOT 11
Legal Range	29W
Legal Township	03N
Legal Subdivision	ORIGINAL TOWN OF MCCOOK
Legal Block	11
Legal Lot Number	11
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	2
Census Block	2060
Census Tract	963300

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E 1ST ST, MC COOK, NE 69001-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed, Transfer · Closed-End Mortgage COMMUNITY FIRST BANK
Oct 10, 2017	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2024133
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RED WILLOW NE
Recording Date	Feb 5, 2024
Property Address	409 E 1ST ST, MCCOOK, NE 69001-2007
Document Number	0202400133
Instrument Date	Jan 16, 2024
Instrument	2024-00133
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202400134
Date	Feb 5, 2024
Instrument	2024-00134

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	May 1, 2029

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Oct 10, 2017
Property Address	409 E 1ST ST, MCCOOK, NE 69001-2007
Document Number	201701592
Instrument Date	Sep 27, 2017
Instrument	2017-01592
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	201701593
Date	Oct 10, 2017
Instrument	2017-01593

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,096 (+4.79%) Land $8,750 Building $198,346	$207,096 (+4.79%) Land $8,750 Building $198,346
2025	$2,504.00 (+24.64%)	$197,638 (+27.42%) Land $8,750 Building $188,888	$197,638 (+27.42%) Land $8,750 Building $188,888
2024	$2,009.00 (-21.31%)
2023	$2,553.00	$155,107 Land $8,750 Building $146,357	$155,107 Land $8,750 Building $146,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless, Vistabeam.

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