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409 E 1540 S, Vernal, UT 84078 Property Records

Uintah County property record for 409 E 1540 S, Vernal, UT 84078

Property Summary

Property TypeSingle Family Home
Details1,483 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$262,500 (Oct 2009)
Tax Bill$2,232 (2025)
Deeds & MortgagesMay 2006 Second Mortgage
Oct 2009 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN05:106:0107

Property Details

APN / Parcel Number

Primary APN05:106:0107
Alternative APN
  • 141564

Interior

Stories1 Story
Building Area1,483 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Account Number141564
Street Address409 E 1540 S
CityVERNAL
StateUT
Zip84078-4443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7, WILDWOOD SUBDIVISION, PLAT A, LOCATED IN NE/4 NE/4;SEC 35,T4S,R21E,SLM. CONT 0.18 ACRES, M/L
Legal Range21E
Legal Township04S
Legal Section35
Legal SubdivisionWILDWOOD SUBDIVISION
Legal Lot Number7
JurisdictionUINTAH UT
Township / Civil DivisionVERNAL
Census Block Group2
Census Block2022
Census Tract968404

Owner

Source: Uintah County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 E 1540 S, VERNAL, UT 84078-4443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FRONTIER INVESTMENT CO
Oct 21, 2009Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Apr 12, 2007Warranty Deed, Transfer · Conventional Mortgage
NEW LINE MORTGAGE
May 18, 2006Warranty Deed, Transfer · ARM
FRONTIER INVESTMENT CO
Apr 15, 2005Intrafamily Transfer, Transfer
Apr 14, 2005Special Warranty Deed, Transfer
Apr 14, 2005Warranty Deed, Transfer · Conventional Mortgage
LONG BEACH MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2009 · Amount on Record
Deed SaleOct 21, 2009 · Amount on Record
Prior SaleApr 12, 2007 · Amount on Record
Deed Document Number200910321
Deed Book / Page1165 / 791
Prior Transfer DateOct 15, 2009
Prior Transfer Doc001165/791
Record UpdatedJun 8, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUINTAH UT
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000975/571
DateMay 18, 2006
Book Page0975/571
Instrument2006004647
Lender
NameFRONTIER INVESTMENT CO
TypeNon-Lending Institution
AddressEUGENE, OR 97401
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2021

October 2009: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUINTAH UT
Recording DateOct 21, 2009
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number001165/791
Book / Page1165 / 791
Instrument DateOct 15, 2009
Instrument2009010321
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 1540 S, VERNAL, UT 84078-4443

Mortgage

Document Number2009010322
DateOct 21, 2009
Instrument2009010322
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2039

April 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUINTAH UT
Recording DateApr 12, 2007
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number001026/522
Book / Page1026 / 522
Instrument DateApr 10, 2007
Instrument2007004229
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 E 1540 S, VERNAL, UT 84078-4443

Mortgage

Document Number2007004230
DateApr 12, 2007
Instrument2007004230
Lender
NameNEW LINE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2037

May 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUINTAH UT
Recording DateMay 18, 2006
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number000975/548
Book / Page0975 / 548
Instrument DateMay 15, 2006
Instrument2006004645
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E 1540 S, VERNAL, UT 84078-4443

Mortgage

Document Number2006004646
DateMay 18, 2006
Instrument2006004646
Lender
NameFRONTIER INVESTMENT CO
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2036
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateJun 1, 2011
Change Frequency6 Months
Min Rate At Change2.5%
Max Rate At Change12.5%
Index6-Month LIBOR
Max Rate12.5%

April 2005: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUINTAH UT
Recording DateApr 15, 2005
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number000921/716
Book / Page0921 / 716
Instrument DateApr 12, 2005
Instrument2005002804
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 S 400 E, VERNAL, UT 84078
InvestorPossibly a Property Investor

April 2005: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUINTAH UT
Recording DateApr 14, 2005
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number000921/573
Book / Page0921 / 573
Instrument DateMar 25, 2005
Instrument2005002764
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1540 S 400 E, VERNAL, UT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 S 400 E, VERNAL, UT 84078
InvestorPossibly a Property Investor

April 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUINTAH UT
Recording DateApr 14, 2005
Property Address409 E 1540 S, VERNAL, UT 84078-4443
Document Number000921/571
Book / Page0921 / 571
Instrument DateMar 24, 2005
Instrument2005002763
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1540 S 400 E, VERNAL, UT

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000921/575
DateApr 14, 2005
Book Page0921/575
Instrument2005002765
Lender
NameLONG BEACH MORTGAGE CO
TypeSubprime Lender
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Uintah County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUintah County
MunicipalityNaples City
Unified School DistrictUintah School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,232.00$263,103 (+4.18%) Land $16,947 Building $246,156$263,103 (+4.18%) Land $16,947 Building $246,156
2024$2,232.00 (+18.91%)$252,555 (+23.42%) Land $16,784 Building $235,771$252,555 (+23.42%) Land $16,784 Building $235,771
2023$1,877.00 (+5.63%)$204,634 (+22.53%) Land $16,524 Building $188,110$204,634 (+22.53%) Land $16,524 Building $188,110
2022$1,777.00$167,012 Land $16,524 Building $150,488$167,012 Land $16,524 Building $150,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLEY VALLEY WATER AND SEWER ID
serves 13,835 people · EPA ID UTAH24013
Water SourceSurface water
Last State InspectionJun 2025
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strata Networks
Fiber · Cable in parts of the area		2,000 / 1,000

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