Cuming County property record for 409 E 13th St, West Point, NE 68788
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,138 sqft · built 1981 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jun 2020) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Sale & Mortgage |
| APN | 0013220.00 |
| Primary APN | 0013220.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 1,718 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Basement |
| Driveway | Concrete Driveway |
| Driveway Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 E 13TH ST |
|---|---|
| City | WEST POINT |
| State | NE |
| Zip | 68788-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | WEILERS ADD, LT 38, WPC |
| Legal Subdivision | WEILERS ADD |
| Legal Lot Number | 38 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WEST POINT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 972800 |
Source: Cuming County records · APN 0013220.00
Assessment roll updated February 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E 13TH ST, WEST POINT, NE 68788-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Jun 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2020 · Amount on Record |
| Deed Sale | Jun 01, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2009 |
| Deed Document Number | 2020830 |
| Prior Transfer Date | Aug 04, 2009 |
| Prior Transfer Doc | 0020091563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 409 E 13TH ST, WEST POINT, NE 68788-1137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100410 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202100410 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Jun 01, 2020 |
| Property Address | 409 E 13TH ST, WEST POINT, NE 68788-1137 |
| Document Number | 0202000830 |
| Instrument Date | May 28, 2020 |
| Instrument | 202000830 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14493 COUNTY ROAD 3, 14493, NICKERSON, NE 68044-2568 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 E 13TH ST, WEST POINT, NE 68788-1137 |
| Document Number | 0202000831 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 202000831 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Cuming County records · Assessment roll updated February 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | West Point City |
| Unified School District | West Point Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,145 (+6.64%) Land $19,565 Building $200,580 | $220,145 (+6.64%) Land $19,565 Building $200,580 | |
| 2025 | $1,565.00 (-26.18%) | $206,440 (+12.35%) Land $19,565 Building $186,875 | $206,440 (+12.35%) Land $19,565 Building $186,875 |
| 2023 | $2,120.00 | $183,740 Land $17,290 Building $166,450 | $183,740 Land $17,290 Building $166,450 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2010–2019) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 41% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midstates Data Transport Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WEST POINT serves 3,550 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.83 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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