Kenton County property record for 409 E 13th St, Covington, KY 41011 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,083 sqft Finished Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2026) |
| Tax Bill | $488.00 (2025) |
| Primary APN | 054-42-11-002.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,083 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 409 E 13TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3505 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATKINS PT LOT 9-10 50'X 100' SS E 13TH ST 50' E OF WHEELER |
| Legal Subdivision | WATKINS |
| Legal Lot Number | 9,10 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 67100 |
Source: Kenton County records · APN 054-42-11-002.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E 13TH ST, COVINGTON, KY 41011-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Feb 28, 2023 | Commissioner's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | May 28, 2024 · Amount on Record |
| Deed Doc Number | 2026060811933 |
| Deed Book / Page | 443 / 391 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 08, 2026 |
| Property Address | 409 E 13TH ST, COVINGTON, KY 41011-3505 |
| Document Number | 0000011933 |
| Book / Page | 443 / 391 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202611933 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,180.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E 13TH ST, COVINGTON, KY 41011-3505 |
| Document Number | 0000011934, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 2026060811934 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 28, 2023 |
| Property Address | 409 E 13TH ST, COVINGTON, KY 41011-3505 |
| Document Number | 0005900171 |
| Book / Page | KC 215 / 593 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 23022805900171 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | 502 FRY ST, COVINGTON, KY 41011-2110 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (-51.15%) Disabled Person's exemption | $86,000 (+14.67%) Land $5,000 Building $81,000 | $86,000 (+14.67%) Land $5,000 Building $81,000 |
| 2023 | $999.00 (+119.56%) | $75,000 (-) Land $5,000 Building $70,000 | $75,000 (-) Land $5,000 Building $70,000 |
| 2022 | $455.00 Homeowner's exemption | $75,000 Land $5,000 Building $70,000 | $75,000 Land $5,000 Building $70,000 |
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