409 E 12th St, Chester, PA 19013 Property Records

Delaware County property record for 409 E 12th St, Chester, PA 19013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1930
Lot Size	0.38 acres (1,664 sqft)
Owner	Company Name on Record
Last Sale	$27,000 (Jun 2008)
Tax Bill	$710 (2026)
Deeds & Mortgages	Mar 2023 Construction Loan Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49-10-569:000`

Property Details

APN / Parcel Number

Primary APN	`49-10-569:000`
Alternative APN	`49-02-00083-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	1,664 sqft (0.38 acres)
Lot Dimensions	80 ft deep x 20.8 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4910569000
Street Address	409 E 12TH ST
City	CHESTER
State	PA
Zip	19013-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 20.83 X 80
Legal Block	91
Jurisdiction	DELAWARE PA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1003
Census Tract	404900

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 THE GRN, DOVER, DE 19901-3618
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed, Construction Loan · Construction Mortgage ECF FUND I LLC
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2008 · Amount on Record
Deed Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	200842452
Deed Book / Page	4378 / 763
Last Transfer Date	Feb 10, 2023
Transfer Doc	0070261160
Record Updated	Sep 20, 2026

March 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Mar 13, 2023
Property Address	409 E 12TH ST, CHESTER, PA 19013-5912
Document Number	0068930315
Book / Page	6893 / 315
Instrument Date	Feb 10, 2023
Instrument	2023008211
Transaction Type	Construction Loan
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E 12TH ST, CHESTER, PA 19013-5912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THE GREEN DOVE, DOVER, DE 19901-3618

Mortgage

Document Number	0006893322
Date	Mar 13, 2023
Instrument	6893/322

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	409 E 12TH ST, CHESTER, PA 19013-5912
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	SUBURBAN WEST ABSTRACTORS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068720242
Date	Nov 10, 2022
Book Page	6872/242
Instrument	2022058325

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
Municipality	Chester City
Unified School District	Chester-Upland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00 (-24.87%)	$25,220 (-) Land $6,130 Building $19,090	$25,220 (-) Land $6,130 Building $19,090
2024		$25,220 Land $6,130 Building $19,090
2023	$945.00
2021			$25,220 (-)
2020			$25,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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