Genesee County property record for 409 Dutch Mill Dr, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,896 sqft · built 1973 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Apr 2025) |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-26-585-014 |
| Primary APN | 55-26-585-014 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 DUTCH MILL DR |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES R-1 (L |
| Legal Description | LOT 135 WINDMILL POINTE NO 2 |
| Legal Subdivision | WINDMILL POINTE #2 |
| Legal Lot Number | 135 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLUSHING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10604 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16203 BALDWIN CIR, HOLLY, MI 48442-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · ARM THE STATE BANK & TRUST CO |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional with PMI PNC MTG/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 202528457 |
| Prior Transfer Date | Feb 11, 2010 |
| Prior Transfer Doc | 0000048800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 409 DUTCH MILL DR, FLUSHING, MI 48433-2122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 DUTCH MILL DR, FLUSHING, MI 48433-2122 |
| Document Number | 202106160055680 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 202106160055680 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.2% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 409 DUTCH MILL DR, FLUSHING, MI 48433-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202010260073070 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 202010260073070 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 22, 2021 |
| Property Address | 409 DUTCH MILL DR, FLUSHING, MI 48433-2122 |
| Document Number | 202106220056533 |
| Map Reference | LB 50 PG 37 & 38 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 202106220056533 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,124.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 DUTCH MILL DR, 409, FLUSHING, MI 48433-2122 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7479 TROUTWOOD DR APT 2A, 2A, GRAND BLANC, MI 48439-7507 |
| Investor | Possibly a Property Investor |
| Document Number | 202106220056534 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202106220056534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 16, 2018 |
| Property Address | 409 DUTCH MILL DR, FLUSHING, MI 48433-2122 |
| Document Number | 0000013969 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 13969 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28393 BUNERT RD WARREN MI 480883884, WARREN, MI 48088-3884 |
| Document Number | 13970 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 13970 |
| Name | PNC MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flushing City |
| Unified School District | Flushing Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,300 (-2.36%) | $272,600 (-2.36%) | |
| 2025 | $5,045.00 (+2.75%) Homeowner's exemption | $139,600 (+22.13%) | $279,200 (+22.13%) |
| 2024 | $4,910.00 (+30.17%) | ||
| 2023 | $114,300 | $228,600 | |
| 2021 | $3,772.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1981–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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