409 Dunmore St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 409 Dunmore St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 2014
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Jul 2026)
Tax Bill	$5,005 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale + 2 more
APN	`7789-22-1226`

Property Details

APN / Parcel Number

Primary APN	`7789-22-1226`
Alternative APNs	`89 409` `998`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	112 ft deep x 36 ft wide
Garage Area	988 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 DUNMORE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 4 BL 89-L4
Legal Subdivision	DUNMORE STREET
Legal Lot Number	4
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3017
Census Tract	400

Owner

Source: Fredericksburg City records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Jun 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Feb 23, 2017	Warranty Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	20261429
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jul 31, 2026
Property Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112
Document Number	0000001429
Instrument Date	Jul 29, 2026
Instrument	20261429
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112

Mortgage

Document Number	0000001430,
Date	Jul 31, 2026
Instrument	20261430

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 4, 2026
Property Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112
Document Number	0000001065
Instrument Date	Jun 4, 2026
Instrument	20261065
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Sep 17, 2021
Property Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112
Document Number	202103665
Instrument Date	Sep 3, 2021
Instrument	202103665
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RATIFIED TITLE GROUP INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112

Mortgage

Document Number	202103666
Date	Sep 17, 2021
Instrument	202103666

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Feb 23, 2017
Property Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112
Document Number	0170000453
Instrument Date	Feb 15, 2017
Instrument	170000453
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DUNMORE ST, FREDERICKSBURG, VA 22401-6112

Mortgage

Document Number	0170000454
Date	Feb 23, 2017
Instrument	170000454

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,005.00 (+39.96%)	$618,000 (+53.77%) Land $160,000 Building $458,000	$618,000 (+53.77%) Land $160,000 Building $458,000
2024	$3,576.00	$401,900 Land $110,000 Building $291,900	$401,900 Land $110,000 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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