409 Dunlap Ave, Chattanooga, TN 37412 Property Records

Hamilton County property record for 409 Dunlap Ave, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1945
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2024)
Tax Bill	$884 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156E C 007`

Property Details

APN / Parcel Number

Primary APN	`156E C 007`
Alternative APN	`0000091246`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,850 sqft (0.203 acres)
Lot Dimensions	177 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	355 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000091246
Street Address	409 DUNLAP AVE
City	CHATTANOOGA
State	TN
Zip	37412-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	PT LT 182 BRAGG HILL LAND CO ADDN PB 2 PG 24 REV PB 7 PG 9
Legal Subdivision	BRAGG HILL LAND CO A
Legal Lot Number	182
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	11900

Owner

409 Dunlap Ave is owned and occupied by an individual who bought it in March 2024.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	409 DUNLAP AVE, CHATTANOOGA, TN 37412-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2022	Warranty Deed, Transfer · Line of Credit PATE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	2024131
Deed Book / Page	13547 / 820
Prior Transfer Date	Sep 2, 1998
Prior Transfer Doc	0000000036
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 27, 2024
Property Address	409 DUNLAP AVE, CHATTANOOGA, TN 37412-1317
Document Number	0000000131
Book / Page	13547 / 820
Map Reference	MB 7 PG 9
Instrument Date	Mar 26, 2024
Instrument	2024032700131
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DUNLAP AVE, CHATTANOOGA, TN 37412-1317

Mortgage

Document Number	0000000132
Date	Mar 27, 2024
Instrument	2024032700132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 1, 2022
Property Address	409 DUNLAP AVE, CHATTANOOGA, TN 37412-1317
Document Number	0000000286
Book / Page	12978 / 491
Map Reference	MB 2 PG 24
Instrument Date	Jun 1, 2022
Instrument	2022060100286
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LANCE CIR, BLUFF CITY, TN 37618-1175
Investor	Possibly a Property Investor

Mortgage

Document Number	0129780495
Date	Jun 1, 2022
Instrument	12978-0495

Lender

Name	PATE FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 409 Dunlap Ave was $884, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (+0.68%)	$58,325 (+48.6%)	$233,300 (+48.6%) Land $50,000 Building $183,300
2024	$878.00 (-36.24%)	$39,250 (-)	$157,000 (-) Land $40,000 Building $117,000
2023	$1,377.00 (+50.49%)	$39,250 (+50.96%)	$157,000 (+50.96%) Land $40,000 Building $117,000
2022	$915.00	$26,000	$104,000 Land $40,000 Building $64,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Dunlap Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Dunlap Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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