Norfolk City property record for 409 Dune St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1942 |
| Lot Size | 0.302 acres (13,151 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2023) |
| Tax Bill | $3,781 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2019 Sale & Mortgage |
| APN | 12224797 |
| Primary APN | 12224797 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,086 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,151 sqft (0.302 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 409 DUNE ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-5330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 157 VIRGINIA ESTATES |
| Legal Subdivision | VIRGINIA ESTATES |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 700 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 DUNE ST, NORFOLK, VA 23503-5330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING LLC |
| Mar 18, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Document Number | 202311458 |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | 0000022475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 5, 2023 |
| Property Address | 409 DUNE ST, NORFOLK, VA 23503-5330 |
| Document Number | 0230011458 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 230011458 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 DUNE ST, NORFOLK, VA 23503-5330 |
| Document Number | 0230011459 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 230011459 |
| Name | NEW AMERICAN FUNDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Mar 18, 2019 |
| Property Address | 409 DUNE ST, NORFOLK, VA 23503-5330 |
| Document Number | 190004566 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 190004566 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 DUNE ST, NORFOLK, VA 23503-5330 |
| Investor | Possibly a Property Investor |
| Document Number | 190004567 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 190004567 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,781.00 (+4.56%) | $302,500 (+2.89%) Land $93,500 Building $209,000 | $302,500 (+2.89%) Land $93,500 Building $209,000 |
| 2025 | $3,616.00 (+12.93%) | $294,000 (+44.47%) Land $85,000 Building $209,000 | $294,000 (+44.47%) Land $85,000 Building $209,000 |
| 2023 | $3,202.00 (+32.04%) | $203,500 (+4.9%) Land $85,000 Building $118,500 | $203,500 (+4.9%) Land $85,000 Building $118,500 |
| 2022 | $2,425.00 | $194,000 Land $76,500 Building $117,500 | $194,000 Land $76,500 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 units insured incl. 40 condo units |
| Nearby Flood Claims | 25 (1998–2020) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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