Stafford County property record for 409 Dundee Pl, Fredericksburg, VA 22405
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,850 sqft · built 1996 |
| Lot Size | 0.037 acres (1,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2018) |
| Tax Bill | $3,137 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54DD-3-202 |
| Primary APN | 54DD-3-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,850 sqft Living Area |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,620 sqft (0.037 acres) |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 33415 |
|---|---|
| Old Parcel Number | 054DD 3 202 |
| Street Address | 409 DUNDEE PL |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2088 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2- URBAN RES |
| Legal Description | LOT 202 SEC 3 1620 SQFT HEATHER HILLS |
| Legal Subdivision | HEATHER HILLS |
| Legal Lot Number | 202 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10404 |
409 Dundee Pl, a townhouse, is owned and occupied by an individual who bought it in August 2018.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Mar 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional with PMI LAND HM FIN'L SVCS INC |
| May 16, 2018 | Grant Deed, Transfer LENDINGONE |
| May 5, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 180014026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220021959 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 220021959 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210009216 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 210009216 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 20, 2018 |
| Property Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Document Number | 180014026 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 14026 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 DUNDEE PL FREDERICKSBURG VA 224052088, FREDERICKSBURG, VA 22405-2088 |
| Document Number | 180014027 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 14027 |
| Name | LAND HM FIN'L SVCS INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 16, 2018 |
| Property Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Document Number | 180007917 |
| Instrument Date | May 11, 2018 |
| Instrument | 7917 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 PRINCE ST #301 BOSTON MA 021131843, 301, BOSTON, MA 02113-1843 |
| Document Number | 180007918 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 7918 |
| Name | LENDINGONE |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 5, 2017 |
| Property Address | 409 DUNDEE PL, FREDERICKSBURG, VA 22405-2088 |
| Document Number | 170007901 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 7901 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1603 LYNDON B JOHNSON FWY #500 FARMERS BRANCH TX 752346071, 500, FARMERS BRANCH, TX 75234-6071 |
The 2025 property tax bill for 409 Dundee Pl was $3,137.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,137.00 | $334,900 Land $90,000 Building $244,900 | $334,900 Land $90,000 Building $244,900 |
| 2023 | $2,882.00 | $305,000 Land $80,000 Building $225,000 | $305,000 Land $80,000 Building $225,000 |
| 2021 | $2,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Dundee Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Dundee Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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