409 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 409 Duff Ave, Ames, IA 50010

Property Summary

Property TypeOffice Building
Details3,396 sqft · built 1928
Lot Size0.088 acres (3,813 sqft)
OwnerCompany Name on Record
Last Sale$172,000 (Apr 2023)
Tax Bill$6,218 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-380-080

Property Details

APN / Parcel Number

Primary APN09-02-380-080

Interior

Stories1 Story
Building Area3,396 sqft Gross Area
1st Floor Area2,613 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1995
Exterior MaterialClay Tile
Lot Area3,813 sqft (0.088 acres)

Location & Zoning

Street Address409 DUFF AVE
CityAMES
StateIA
Zip50010-6347
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeDSC
Legal DescriptionO T LOTS 1 2 & 3 EX N49.5' & EX W6" LOT 3 BLK 12
Legal Range24W
Legal Township83N
Legal Section02
Legal SubdivisionORIGINAL TOWN (AMES)
Legal Block12
Legal Lot Number1-3
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4022
Census Tract900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ames Main Street Historic District
listed 2018 · 66 contributing resources · NRIS 100002399

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address409 DUFF AVE, AMES, IA 50010-6347
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2023 · Amount on Record
Deed SaleApr 5, 2023 · Amount on Record
Prior SaleJul 8, 2021 · Amount on Record
Deed Document Number20231969
Last Transfer DateApr 23, 2024
Transfer Doc0000002557
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address409 DUFF AVE, AMES, IA 50010-6347
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202210718
DateNov 10, 2022
Instrument2022-10718
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,218.00 (+22.69%)$299,500 (+17.4%) Land $61,000 Building $238,500$299,500 (+17.4%) Land $61,000 Building $238,500
2024$5,068.00 (+17.04%)
2023$255,100 Land $68,900 Building $186,200$255,100 Land $68,900 Building $186,200
2022$4,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1990–2010)
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.

Nearby Properties on Duff Ave

Nearby Streets

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