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409 Dover Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 409 Dover Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,964 sqft · built 2020
Lot Size0.201 acres (8,772 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Nov 2020)
Tax Bill$12,848 (2023)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN147-055-13

Property Details

APN / Parcel Number

Primary APN147-055-13

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,964 sqft Heated Area
Gross Area813 sqft
1st Floor Area696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,772 sqft (0.201 acres)
PorchPorch
Porch Area117 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number147-055-13
Street Address409 DOVER AVE
CityCHARLOTTE
StateNC
Zip28209-1910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL18 B15 M6-226
Legal SubdivisionWALDEN RDG PH 01 MAP 01
Legal Block15
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract3302

Owner

409 Dover Ave is owned and occupied by an individual who bought it in November 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address409 DOVER AVE, CHARLOTTE, NC 28209-1910
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Nov 30, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SOUTH STATE BANK NATIONAL ASSOCIATI
Oct 6, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Prior SaleOct 6, 2020 · Amount on File
Deed Document Number0035375684
Deed Book / Page35375 / 684
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address409 DOVER AVE, CHARLOTTE, NC 28209-1910
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244114
DateDec 29, 2021
Book Page36921/607
Instrument2021244114
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2020
Property Address409 DOVER AVE, CHARLOTTE, NC 28209-1910
Document Number0000201843
Book / Page35375 / 684
Map ReferenceMB 6 PG 226
Instrument DateNov 30, 2020
Instrument2020201843
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 RENSSELAER AVE, 401, CHARLOTTE, NC 28203-4566

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 DOVER AVE, CHARLOTTE, NC 28209-1910

Mortgage

Document Number0000201844
DateNov 30, 2020
Instrument2020201844
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 6, 2020
Property Address409 DOVER AVE, CHARLOTTE, NC 28209-1910
Document Number0000164565
Book / Page035149 / 000691
Instrument DateOct 6, 2020
Instrument164565
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$758.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address409 DOVER AVE CHARLOTTE NC 282091910, CHARLOTTE, NC 28209-1910

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 409 Dover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Dover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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