409 Douglas St, Bloomington, IL 61701 Property Records

McLean County property record for 409 Douglas St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,224 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2026)
Tax Bill	$3,281 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-259-007`

Property Details

APN / Parcel Number

Primary APN	`21-04-259-007`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,881 sqft
Basement Area	244 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	156 sqft
Greenhouse	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 DOUGLAS ST
City	BLOOMINGTON
State	IL
Zip	61701-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KH FELLS 2ND ADD E7 LOT 3 & W47 LOT 2 BLK 4
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	KH FELLS 2ND ADD
Legal Block	4
Legal Lot Number	3,2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1011
Census Tract	1600

Owner

Source: McLean County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 21, 2008	Deed of Trust, Mortgage WELLS FARGO FINANCIAL ILLINOIS INC
May 1, 2006	Deed of Trust, Mortgage · Line of Credit BENEFICIAL ILLINOIS INC
Jul 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Apr 17, 2018	Quit Claim Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Apr 7, 2016	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	20264036
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0000005680
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006922
Date	Apr 14, 2022
Instrument	2022-00006922

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2027

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800007756
Date	Mar 21, 2008
Instrument	2008-00007756

Lender

Name	WELLS FARGO FINANCIAL ILLINOIS INC
Type	Subprime Lender
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	Prime Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600010776
Date	May 1, 2006
Instrument	2006-00010776

Lender

Name	BENEFICIAL ILLINOIS INC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600013129
Date	Jul 19, 2016
Instrument	2016-00013129

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2031

Interest

Rate	4.25%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 24, 2026
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Document Number	202600004036
Instrument Date	Feb 9, 2026
Instrument	2026-00004036
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CARRINGTON TTL PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444

Mortgage

Document Number	202600004037
Date	Mar 24, 2026
Instrument	2026-00004037

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	202600004038
Date	Mar 24, 2026
Instrument	2026-00004038

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2018
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Document Number	201800005680
Instrument Date	Mar 23, 2018
Instrument	2018-00005680
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 MYRA LN, 1607, BLOOMINGTON, IL 61704-8697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444

Mortgage

Document Number	201800005681
Date	Apr 17, 2018
Instrument	2018-00005681

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 23, 2023

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2016
Property Address	409 DOUGLAS ST, BLOOMINGTON, IL 61701-8444
Document Number	201600005504
Instrument Date	Mar 29, 2016
Instrument	2016-00005504
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 HOLDER WAY, BLOOMINGTON, IL 61704-8153
Investor	Possibly a Property Investor

Mortgage

Document Number	201600005505
Date	Apr 7, 2016
Instrument	2016-00005505

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,083 (+12.54%) Land $6,081 Building $38,002	$132,249 (+12.54%) Land $18,243 Building $114,006
2024	$3,281.00 (+0.24%)
2023	$3,273.00 (+9.98%)	$39,170 (+11.86%) Land $5,404 Building $33,766	$117,510 (+11.86%) Land $16,212 Building $101,298
2022	$2,976.00	$35,018 Land $4,831 Building $30,187	$105,054 Land $14,493 Building $90,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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