409 Donegal Dr, Towson, MD 21286 Property Records

Baltimore County property record for 409 Donegal Dr, Towson, MD 21286

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,012 sqft · built 1952
Lot Size0.194 acres (8,450 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Dec 2012)
Tax Bill$5,551 (2024)
Deeds & MortgagesOct 2021 Mortgage
Nov 2017 Line of Credit
APN09-0918720570

Property Details

APN / Parcel Number

Primary APN09-0918720570
Alternative APNs
  • 90918720570
  • 0918720570

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area812 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialSlate
Lot Area8,450 sqft (0.194 acres)
Lot Dimensions130 ft deep x 65 ft wide
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0918720570
Street Address409 DONEGAL DR
CityTOWSON
StateMD
Zip21286-7925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDONNYBROOK
Legal SubdivisionDONNYBROOK
Legal BlockC
Legal Lot Number14
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group1
Census Block1013
Census Tract490800

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 DONEGAL DR, TOWSON, MD 21286-7925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 30, 2017Deed of Trust, Mortgage · Line of Credit
FREEDOM FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2012 · Amount on Record
Deed SaleDec 12, 2012 · Amount on Record
Prior SaleDec 5, 2006 · Amount on Record
Deed Book / Page32900 / 309
Last Transfer DateJan 22, 2013
Transfer Doc0331940356
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address409 DONEGAL DR, TOWSON, MD 21286-7925
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0455740250
DateOct 6, 2021
Book Page45574/250
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term258 Months
DueApr 1, 2043

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address409 DONEGAL DR, TOWSON, MD 21286-7925
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0396890361
DateNov 30, 2017
Book Page0039689/361
Lender
NameFREEDOM FCU
TypeCredit Union
AddressBEL AIR, MD 21014
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$404,400 (+7.32%) Land $102,200 Building $302,200$404,400 (-) Land $102,200 Building $302,200
2024$5,551.00 (+105.14%)
2023$2,706.00$376,800$404,400 Land $102,200 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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