409 Dial Dr, Orlando, FL 32822 Property Records

Orange County property record for 409 Dial Dr, Orlando, FL 32822

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,386 sqft · built 1955
Lot Size	0.206 acres (8,970 sqft)
Owner	Individual Name on File
Last Sale	$100 (Feb 2025)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-30-0418-02-261`

Property Details

APN / Parcel Number

Primary APN	`27-22-30-0418-02-261`
Alternative APNs	`302227041802261` `505663` `511343` `515970`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	8,970 sqft (0.206 acres)
Porch	Florida Room
Porch Area	544 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	409 DIAL DR
City	ORLANDO
State	FL
Zip	32822-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	AZALEA PARK SECTION TWENTY ONE U/31 LOT 26 (LESS W 3 FT FOR R/W) BLK B
Legal Range	30E
Legal Township	22S
Legal Section	27
Legal Subdivision	AZALEA PARK SEC 21
Legal Tract	418
Legal Block	B
Legal Lot Number	26
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1009
Census Tract	13402

Owner

409 Dial Dr is owned and occupied by an individual who bought it in February 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	409 DIAL DR, ORLANDO, FL 32822-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage RPM LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on File
Deed Sale	Feb 12, 2025 · Amount on File
Prior Sale	Mar 8, 2017 · Amount on File
Deed Document Number	202582354
Prior Transfer Date	Feb 4, 2025
Prior Transfer Doc	0000082354
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	409 DIAL DR, ORLANDO, FL 32822-6001
Document Number	0000296511
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 DIAL DR ORLANDO FL 328226001, ORLANDO, FL 32822-6001

Mortgage

Document Number	0000296511
Date	May 26, 2020
Instrument	296511

Lender

Name	TRUSTCO BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 8, 2017
Property Address	409 DIAL DR, ORLANDO, FL 32822-6001
Document Number	0000124541
Map Reference	MB U PG 31
Instrument Date	Mar 2, 2017
Instrument	20170124541
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9501 SATELLITE BLVD, 9501, ORLANDO, FL 32837-8445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DIAL DR, ORLANDO, FL 32822-6001

Mortgage

Document Number	0000124542
Date	Mar 8, 2017
Instrument	20170124542

Lender

Name	RPM LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Dial Dr was $3,091, up 6.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,064 (+2.7%)	$273,760 (-2.23%) Land $115,000 Building $158,760
2025	$3,091.00 (+6.29%) Homeowner's exemption	$204,541	$280,010 Land $115,000 Building $165,010
2024	$2,908.00 (+7.39%)
2023	$2,708.00 (+5.04%) Homeowner's exemption	$192,986 (+3.54%)	$226,104 (+10.29%) Land $97,000 Building $129,104
2022	$2,578.00 Homeowner's exemption	$186,394	$205,010 Land $95,000 Building $110,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Dial Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	21 (1982–2022)
Claims Outside the SFHA	5 of 21
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 10 claims Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Dial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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