409 Delta St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 409 Delta St, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,773 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2026)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450-08194-0-0000`

Property Details

APN / Parcel Number

Primary APN	`450-08194-0-0000`
Alternative APN	`45010F5 13 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,182 sqft
Upper Floors Area	591 sqft
Basement Area	1,182 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 DELTA ST
City	MOUNT JOY
State	PA
Zip	17552-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	409 DELTA ST
Legal Subdivision	PLEASANT VIEW DEV
Legal Lot Number	3
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	2
Census Block	2032
Census Tract	10901

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 DELTA ST, MOUNT JOY, PA 17552-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit PSECU
May 4, 2026	Deed, Transfer · Conventional Mortgage EPHRATA NATIONAL BANK
May 4, 2026	Deed, Transfer · Conventional Mortgage EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Apr 3, 2009 · Amount on File
Deed Document Number	202617502
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	409 DELTA ST, MOUNT JOY, PA 17552-2320
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DELTA ST, MOUNT JOY, PA 17552-2320

Mortgage

Document Number	20250036625
Date	Sep 17, 2025
Instrument	20250036625

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 4, 2026
Property Address	409 DELTA ST, MOUNT JOY, PA 17552-2320
Document Number	0000017502
Instrument Date	May 1, 2026
Instrument	2026.17502
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	PREMIER HOME SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DELTA ST, MOUNT JOY, PA 17552-2320

Mortgage

Document Number	0000017503,
Date	May 4, 2026
Instrument	2026..17503

Lender

Name	EPHRATA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 4, 2026
Property Address	409 DELTA ST, MOUNT JOY, PA 17552-2320
Document Number	20260017502
Instrument Date	May 1, 2026
Instrument	202617502
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PREMIER HOME SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DELTA ST, MOUNT JOY, PA 17552-2320

Mortgage

Document Number	0000017503,
Date	May 4, 2026
Instrument	202617503

Lender

Name	EPHRATA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,300 (-) Land $64,700 Building $139,600	$204,300 (-) Land $64,700 Building $139,600
2025	$5,562.00 (+1.77%) Homeowner's exemption	$204,300 (-) Land $64,700 Building $139,600	$204,300 (-) Land $64,700 Building $139,600
2024	$5,465.00	$204,300 Land $64,700 Building $139,600
2018			$204,300 Land $64,700 Building $139,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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